Best Deals, Bonuses, & Promotions Calendar – *June 8th, 2019*

calendar promotionsScrolling though all our hot deals only to find most of them targeted or YMMV? Worrying about missing out on a deal or an expiration date coming up? Then check out our Hot Deals, Bank Bonuses, & Free Money Promotions Calendar that are available to everyone!

This calendar will be updated daily if you’re interested in checking out on the best deals, bonuses, and more! Again, all deals listed below will be available to everyone… no targeted, no YMMV!

I recommend you bookmark this page so you will find the most useful promotions. Deals can die earlier than expected so it’s best to not wait until the last day to do them. Please share it on your social media page (Facebook, Twitter, etc.) to help your friends and family. Thank you.

Noteworthy Mentions Ending Soon

June 2019 Calendar

July 2019 Calendar

August 2019 Calendar

September 2019 Calendar

October 2019 Calendar

November 2019 Calendar

December 2019 Calendar

Bottom Line

Check out all our electronic to airline deals in one place with our Deals, Bonuses, & Promotions Calendar! With this post we hope to offer you the best promotions around that are available to everyone.

This post will be updated daily and will make it easier for readers to keep up with current and past promotions as I know it can be frustrating to scroll through all the pages or miss out on a deal you didn’t see. As always HMB is here to help you Save Money with our Credit Card Bonuses and Bank Promotions!

FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
Discover Bank Online Savings $200 Cash Review
HSBC Premier Checking Member FDIC $750 Cash Review
HSBC Advance Checking Member FDIC $350 Cash Review
Huntington Asterisk-Free Checking® $150 Cash Review
Huntington 5 Checking $200 Cash Review
Chase SapphireSM Checking 60,000 Points Review
Chase Total Checking® + Chase SavingsSM $350 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Chase College CheckingSM $100 Cash Review
Chase Private Client $1,250 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Discover Cashback Debit Account (Cashback Match) $360 Cash Review
Citibank Account Package $500 Cash Review
Chase Total Business Checking® $200 Cash Review
Huntington Bank Unlimited Plus Business Checking $500 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review

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The post Best Deals, Bonuses, & Promotions Calendar – *June 8th, 2019* appeared first on Hustler Money Blog.

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Double Your Money in a Year With These 2 Stocks

Hand arranging wood block stacking as step stair with arrow up.

Generally, investors want to avoid commodity stocks. However, now is a good time to investigate and consider buying shares in Encana (TSX:ECA)(NYSE:ECA) and Birchcliff Energy (TSX:BIR) to potentially double your money — if you have the appetite for risk and volatility.

Encana

ECA stock has traded as low as about $6.70 per share and as high as roughly $18.50 per share in the last 12 months. Currently, at $6.84 per share as of writing, it trades at about 0.69 times book value, 6.7 times forward earnings, and 1.8 times cash flow. No matter which valuation metric you go with, the stock looks pretty cheap.

Thomson Reuters has a mean 12-month target of US$10.50 per share on the stock, which represents about 104% near-term upside potential.

Last year, Encana generated revenue of nearly US$5.5 billion and operating income of nearly US$1.7 billion with an operating margin of 31%. Net income came in at more than US$1 billion with a net margin of about 19.6%.

Encana has an investment-grade S&P credit rating of BBB. At the end of the first quarter, it had net debt of $7.4 billion. The elevated debt was due to the acquisition of Newfield Exploration, which caused a selloff in the stock.

Financial technology concept.

Birchcliff

BIR stock has traded as low as about $2.60 per share and as high as $5.45 per share in the last 12 months. Currently, at $3 per share as of writing, it trades at about 0.46 times book value, 12 times forward earnings, and 2.2 times cash flow. The stock looks cheap from the perspective of price to book value and cash flow.

Reuters has a mean 12-month target of $5.94 per share on the stock, which represents 98% near-term upside potential.

In 2018, Birchcliff generated revenue of nearly $583 million and operating income of nearly $185 million with an operating margin of 31.6%. Net income came in at more than $102 million with a net margin of about 17.5%.

Birchcliff has a reasonable debt/cap of about 27%. At the end of the first quarter, it had net debt of $677 million, which matches the debt levels it had in recent years.

What’s worth mentioning is Birchcliff’s yield of 3.5%, which seems sustainable and will help contribute to returns. It last increased the dividend by 5% in Q1.

Foolish takeaway

As the coming summer months heat up, the stocks of Encana and Birchcliff can experience further pressure. So, there’s no need to rush to buy them immediately. However, at their current undervalued levels, they’re opportunities worth investigating. Between the two, I’m more inclined to take a position in Birchcliff, which has a stronger balance sheet and a yield that more than doubles Encana’s.

You might be missing out on one of the biggest opportunities in Canadian investing history…

Marijuana was legalized across Canada on October 17th, and a little-known Canadian company just unlocked what some experts think could be the key to profiting off the coming marijuana boom.

Besides making key partnerships with Facebook and Amazon, they’ve just made a game-changing deal with the Ontario government.

One grassroots Canadian company has already begun introducing this technology to the market – which is why legendary Canadian investor Iain Butler thinks they have a leg up on Amazon in this once-in-a-generation tech race.

This is the company we think you should strongly consider having in your portfolio if you want to position yourself wisely for the coming marijuana boom.

Learn More About This TSX Stock Now

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Fool contributor Kay Ng has no position in any of the stocks mentioned.

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TIAA Bank Promotions: $150, $300 Checking, Money Market Bonuses (Nationwide)

TIAA Bank promotions Find the latest TIAA Bank promotions, bonuses, and offers here for Checking, Money Market accounts. Typical bonus offers are for  $100, $150, $200 and on up to $500 cash bonus.

TIAA Bank deposit accounts are available online, nationwide.

An online bank only, they were previously known as TIAA Direct. They have no physical branches to visit, therefore they can offer fewer fees than your traditional brick-and-mortar banks. TIAA Bank is now available to everyone nationwide after having taken over EverBank.

TIAA Bank provides great options for Checking, Savings, Money Market and CD Account, however you may want to compare with the nation’s best Savings rates and CD rates.

I’ll go over TIAA Bank offers below.

*Some nationwide offers you can also take advantage for Checking, Savings, and CDs like the attractive Discover Bank bonuses below. 

TOP DISCOVER BANK PROMOTIONS
*Find all Discover Bank Promotions here*
PROMOTIONAL LINK OFFER REVIEW
Discover Bank Online Savings $200 Cash Review
Discover Bank Online Savings $150 Cash Review
Discover Cashback Debit $360 Cash Review
Discover Bank CD Up to 3.10% APY Review
Discover Bank Money Market 2.00% APY Review
Discover Bank IRA CD Up to 3.10% APY Review

TIAA Bank $150 Checking Bonus

TIAA Bank offers

Special offers for SUNY employees only

Earn up to $450 in bonuses with this offer from TIAA Bank. It’s $150 for a new Basic Checking account and $300 for a new Yield Pledge® Money Market account. Unfortunately, they are only for SUNY employees right now.

  • Account Type: Basic Checking Account
  • Availability: Nationwide (ATM Bank Locator)
  • Expiration Date: Limited Time
  • Credit Inquiry: Soft Pull
  • ChexSystems: Unknown
  • Opening Deposit: $25
  • Credit Card Funding: None
  • Direct Deposit Requirement: Yes, $1,000 within 90 days
  • Monthly Fee: There are no monthly service fees
  • Household Limit: None listed
  • Closing Account Fee: None listed, check with CSR for more information

(no expiration date)

How To Earn The $150 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a new TIAA Bank Basic Checking with a minimum opening deposit of $25.
  • Set up to receive direct deposits totaling $1,000.
  • After you have completed all the above personal checking requirements, they will deposit the bonus in your new account within 120 business days.
  • $25 minimum opening deposit
  • No monthly account fee with $25 minimum balance
  • ATM fee reimbursements
  • Mobile check deposits
  • Basic Checking: There are no monthly service fees
  • For any month in which the account’s average daily balance is below $25, a $5 fee applies.
  • The monthly account fee is waived for residents of New York.
  • This offer is only available to customers opening their first TIAA Bank Basic Checking Account, applied for online or by calling 833-880-8422 and using promotion code 14627.
  • Only one (1) checking account offer is available per customer. This offer is not available to previous or existing TIAA Bank checking account customers.
  • Qualifying direct deposits include electronic deposits into your account of your (1) pension, paycheck, and government benefits (including Social Security) by your employer or the government; and (2) other regular income, such as annuity payments.
  • If the qualifications described above are met, the $150 bonus credit will be directly deposited into your Basic Checking Account within 120 days of the account opening date.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT.

TIAA Bank $300 Money Market Bonus

TIAA Bank

Earn $300 bonus with TIAA Bank

Earn $300 bonus credit from TIAA Bank for SUNY employees only. You must use promotion code 14627 to open a new Yield Pledge Money Market Account.

  • Account Type: Yield Pledge Money Market Account
  • Availability: SUNY employees only
  • Expiration Date: None 
  • Credit Inquiry: Soft Pull
  • ChexSystems: Unknown
  • Opening Deposit: $15,000 minimum
  • Credit Card Funding: None
  • Direct Deposit Requirement: None
  • Monthly Fee: There are no monthly service fees
  • Additional Requirements: See below
  • Household Limit: None listed
  • Closing Account Fee: None 

(no expiration date)

How To Earn The $300 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Open a new TIAA Bank Yield Pledge Money Market with promo code 14627.
  • Complete the minimum opening deposit of $15,000 and maintain that balance for 90 days.
  • After you have completed all the above personal Money Market requirements, they will deposit the bonus in your new account within 120 business days.
  • Guaranteed high yields with our Yield Pledge promise
  • 2.15% 1-year intro APY
  • No monthly account fee
  • Mobile check deposits
  • IRA eligible
  • $5,000 to open
  • Yield Pledge Money Market: There are no monthly service fees
  • This offer is only available to customers opening their first TIAA Bank Yield Pledge Money Market Account, applied for online or by calling 833-880-8422 and using promotion code 14627.
  • Only one (1) money market account offer is available per customer.
  • This offer is not available to previous or existing TIAA Bank Money Market Account customers, nor is it available for money market accounts opened as part of an IRA.
  • If the qualifications described above are met, the $300 bonus credit will be directly deposited into your Yield Pledge Money Market Account within 120 days of the account opening date.
  • Bonuses are considered interest and may be reported on IRS Form 1099-INT.
Savings/Money Market Offers You May Like
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and  Chase SavingsSM account have nice sign-up bonuses.
FEATURED BANK RATES
PROMOTIONAL LINK RATE REVIEW
Discover Bank Online Savings 2.10% APY + $200 Cash Review
UFB Direct High Yield Savings 2.45% APY Review
HSBC Direct Savings Member FDIC 2.30% APY Review
CIT Bank Savings Builder 2.40% APY Review
American Express High Yield Savings 2.10% APY Review
Synchrony Bank Savings 2.25% APY Review
Barclays Online Savings 2.20% APY Review

Bottom Line

Online banking is gaining popularity everyday, and TIAA Bank is a great bank option for new sign-up promotions when become available. Awesome that they only do a soft pull on your credit inquiry.

Too bad that these special offers are only for Research Foundation for SUNY employees. On the same page, TIAA bank also give out $750 closing cost credit when you refinance or purchase a home.

Feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers from TIAA Bank. If you don’t qualify for these offers, you can visit our mega-list of nationwide bank offers here.

Other Bank Bonuses You May Like
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:

Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
HSBC Bank Bonuses. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.

FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
Discover Bank Online Savings $200 Cash Review
HSBC Premier Checking Member FDIC $750 Cash Review
HSBC Advance Checking Member FDIC $350 Cash Review
Huntington Asterisk-Free Checking® $150 Cash Review
Huntington 5 Checking $200 Cash Review
Chase SapphireSM Checking 60,000 Points Review
Chase Total Checking® + Chase SavingsSM $350 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Chase College CheckingSM $100 Cash Review
Chase Private Client $1,250 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Discover Cashback Debit Account (Cashback Match) $360 Cash Review
Citibank Account Package $500 Cash Review
Chase Total Business Checking® $200 Cash Review
Huntington Bank Unlimited Plus Business Checking $500 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review

More

The post TIAA Bank Promotions: $150, $300 Checking, Money Market Bonuses (Nationwide) appeared first on Hustler Money Blog.

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The politics of wild accusations, polarization, fear-mongering and hate should be rejected by all in any society

by Brad Bowyer

The Issue

Remember what the Prime Minister Lee Hsien Loong said as part of his swearing-in speech in 2004,

“We should have the confidence to engage in robust debate, so as to understand our problems, conceive fresh solutions, and open up new spaces”

So how does that reconcile with our space for civic discourse today, especially as evidence in the past week?

As most of us now know a highly contentious statement was recently made by the Prime Minister surrounding Vietnam’s actions regarding Cambodia in the ’70s and ’80s, not just once but multiple times on multiple platforms, and it has triggered a diplomatic incident and generated much-heated conversation and friction between our respective countries and within Singapore itself.

So far, rather than acknowledging a miscalculation or mistake may have been made, what we have witnessed is first silence and then a string of justifications to try and validate the contentious statement.

Beyond that, and even worse, we have seen an extreme polarization of positions accompanied by what I can only describe as hate being thrown at fellow Singaporeans, originating primarily from the side of the People’s Action Party, and now apparently endorsed by the Speaker of the Parliament and the national media.

Tan Chuan-Jin in his Facebook post is suggesting anyone questioning the PM or the PAP is doing so for nefarious purposes and may even be driven by foreign troublemakers and not because there are fair questions for concerned citizens to be asking surrounding the issue.

Adding to that his most ardent supporters in their comments are calling those questioning the government treacherous and traitors to the nation even calling out some individuals by name.

Rather than cautioning against this behavior, he appears to acknowledge and accept it, and this whole position has been echoed in the Straits Times and Today articles referencing his post put out on Friday evening.

I was one of those singled out by name on that questionable Facebook post’s thread.

Since I became involved in politics, I have weathered a steady string of disgusting online activity, but this incident has taken it to a whole new level.

I have seen many comments and threats including that I should variously be arrested, have my citizenship revoked, be thrown out of the country or put in jail all alongside a range of insults and other derogatory statements both on my posts related to the statements and in the various shares and sites covering it.

These actions, of what I can only describe as extremely hostile and irrational hate and fearmongering, should not be tolerated in any civilized society. Instead of any thought or addressing the message, it’s all about attacking the messenger.

Further, this behaviour should certainly never appear to be endorsed or driven by any competent authority or political representative under any circumstances.

Instead of debating a very important issue to “understand our problems and conceive fresh solutions” to find a resolution these actions are driving polarisation and whipping up dangerous and negative emotions that serve nobody, hurt many and are highly irresponsible indeed.

The Context

When you look at the original statement about Vietnam by the PM I think most people who have studied the period and events in question understands that nobody comes out smelling of roses.

There was a terrible atrocity being committed against the Cambodian people, but it was happening in a fluid and combative geopolitical environment, so everybody’s responses were coloured by their own agendas of the day and not just to the ongoing genocide.

There is no black and white and given the murky and dark place that it was, and the range of interpretations of who did what and why, it is a period that should surely be best left to individual soul searching and national lessons to be learned and certainly not to be lightly brought back to life in a very different time and regional political environment.

One lesson of which should be that while many believe in the doctrine of not directly interfering in other nation’s internal affairs there is a point where a matter of principle becomes one of Humanity. Indeed, without that fundamental what are we?

My Position

Given this background, I think it is very fair that we question why was the statement made and, especially where we have personal experience and connections in the affected countries, that we reach out to those friends and acquaintances who are impacted by it and apologize or mend fences where we feel it is necessary. Again, basic decency and humanity.

The birth and growth of ASEAN has had many contentious moments and to preserve its current level of development and cooperation some cans of worms really should not be opened. If they are, by accident or otherwise, they should be cleaned up as quickly as possible and not opened wider and made worse by taking rigid or confrontational stances instead of diplomatic ones recognising individual sensibilities.

We recently had the Prevention from Online Falsehoods and Manipulation (POFMA) bill passed and we have ongoing bills on hate speech and online bullying in the process all at a time where the government and its supporters are now seemingly engaged in the very acts these pieces of legislation are designed to address.

I believe we Singaporeans are a rational and highly educated people and not only should we hold ourselves to a high standard of decorum in our public and political space we should demand an even higher one from our elected representatives and those responsible for creating peace and security in our country and with the world at large.

I hope we can be far more diplomatic in our future relations with our neighbours, learn from our mistakes whether past, present or future, and clean up this situation with the speed and delicate understanding it deserves.

And at home I hope all those involved in this incident, especially in the PAP camp as the ones with the authority, will look long and hard at their actions, words and motivations before continuing down a path that does not bode well for a country that pledges itself as one united people, regardless of race, language or religion, to build a democratic society based on justice and equality to achieve happiness, prosperity and progress for our nation.

This was first published on Brad Bowyer’s Facebook page and reproduced with permission.

The post The politics of wild accusations, polarization, fear-mongering and hate should be rejected by all in any society appeared first on The Online Citizen.

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12 Best Free Checking Accounts – June 2019

Best Free Checking AccountIf you’re here, you’re more than likely looking for the Best Free Checking Accounts and that’s definitely a smart financial move if you do not want to pay to have a checking account. When opening a checking account, it’s important to keep in mind the monthly service fees and if you’re able to fulfill those fees each month.

Monthly maintenance fees can range from just a few dollars and up to $30+; typically, the higher the fee, the more perks and benefits the account offers. Often times, there are fee waivers if you meet A, B, or C requirement – however, there are accounts out there that offer the checking account for free. Some of these free Checking accounts also have sign-up bonuses as well.

If you do not need the extra perks and benefits, then a free checking account will suffice just fine for your daily transaction and banking needs. Free checking accounts will help you save money and keep more in your pocket.

Overall, we recommend an online bank as there are plentiful options for free accounts. This is possible as there are very little to no physical banks so their overhead costs are far lower than one with a physical branch(es). With that being said, some accounts offer interest rates, so you can make a return on your money! The only con is that depositing cash is an issue; but depositing checks if very easy via mobile apps.

I’ll review your best free Checking account options below.

*See free business checking accounts here.

Our Top Banking Guides
Best Bank Account Promotions Best Savings & Money Market Account Rates
Best Student Checking Accounts Best Free Business Checking Accounts
Best CD Account Rates Best Free Personal Checking Accounts

Discover Cashback Debit account

Best Overall Choice

The Discover Cashback debit account comes with no monthly fees or monthly balance! With access to over 60,000 no-fee ATMs across the U.S., this is a great way for you to earn rewards on all of your purchases! Plus, you may consider to open their online savings account to earn a sign-up bonus.

Discover Cashback Debit Account - CheckingWith Discover Cashback Debit account:
• Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
• Discover will match all the Cashback you’ve earned automatically through 12/31/2019 if you apply for your first Cashback Debit account using offer code CHMB619 by 6/27/19
• Anyone can open a Discover Cashback Debit account online
• No monthly fees or monthly balance requirements
• With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
• Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
• Manage your account and avoid late fees by paying bills online.
• Deposit checks on the go with your phone or automatically with direct deposit.

  • Availability: Nationwide Online
    • Physical Branches: None
  • Mobile App: iOS or Android
  • Earns Interest: No, but earns cash back
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: None
  • ATM Access: With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.

For more details, view our Discover Cashback Debit review & list of Discover Promotions.


Huntington Asterisk-Free Checking® account

If you’re looking for a great checking account where you do not have to worry about maintain minimum balances, here is your calling! However, this account is only available across eight Midwestern states. Although this account is free, you’ll have access to the standard benefits you expect.

The Asterisk-Free Checking® is free to open and free to maintain with no monthly maintenance fees. Plus, this checking account has all the features you want, including All Day Deposit?, 24-Hour Grace® and free online banking.

Huntington Asterisk Free Checking
Open your Asterisk-Free Checking® account today and enjoy:
$150 bonus by making total deposits of at least $1,000 within 60 days of account opening.
• Free to open and free to maintain with no monthly maintenance fees
• 24-Hour Grace Overdraft Relief
• All Day DepositSM
• Enjoy mobile & online banking

  • Availability: IN, KY, MI, OH, PA, & WV (Bank Locator)
  • Mobile App: iOS or Android
  • Earns Interest: No
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $25
  • ATM Access: Over 1,800 ATMs across eight Midwestern states

See our Huntington Asterisk-Free Checking review & list of Huntington promotions.


Chase Total Checking® account

Although the Chase Total Checking® account is not free, the monthly service fee is very easy to waive. This account offers outstanding perks and benefits and we feel like this account should be added to this list. You’ll be able to use their online banking, bill pay and mobile banking services, plus Chase DepositFriendlySM ATMs nationwide.

Chase Total Checking
• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and nearly 5,000 branches
• Mobile check deposit – It’s as easy as taking a selfie.
• Chase QuickPay® with Zelle® – Take the drama out of splitting a check.
• Real-time fraud monitoring – We watch your debit-card to help your money stay your money.
• Apply online in minutes.
• Open your account online now.
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

  • Availability: Nationwide except in Alaska, Hawaii and Puerto Rico (Bank Locator)
  • Mobile App: iOS or Android
  • Earns Interest: No
  • Monthly Service Fee: $12, see below on how to waive fee
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $0
  • ATM Access: Access to 16,000 Chase ATMs

Chase Total Checking® has no Monthly Service Fee when you do any one of the following each statement period. Otherwise a $12 Monthly Service Fee will apply.

Option #1Option #2Option #3

Have monthly direct deposits totaling $500 or more made to this account.

Keep a minimum daily balance of $1,500 or more in your checking account.

Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances.

For more details, view our Chase Total Checking review & list of Chase Bank promotions.


BBVA Compass ClearConnect Checking account

Experience the future of online checking. With no monthly Service Charge and an award-winning mobile banking app, you can now control the future of your finances at your fingertips.

You’ll also have access to features & benefits like overdraft protection where you can get protected in the event of an overdraft, ClearBenefits Program enrollment where you can get benefits like identity theft restoration and insurance, cell phone protection, and other great protection services (the monthly fee for the ClearBenefits Program is $4.00), and much more!

Best Free Checking Accounts

  • Apply Now at BBVA Compass
  • Availability: Online account available nationwide except for AK and HI
  • Mobile App: iOS or Android
  • Earns Interest: No
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $25
  • ATM Access: 55,000 AllPoint® and BBVA Compass ATMs worldwide (no fees)

See our BBVA Compass ClearConnect Checking review & list of BBVA Promotions.


BBVA Compass ClearChoice Free Checking

If you’re paying a monthly fee with your current checking account, consider the switch and you could save $144/yr with Free Checking!

Your Free Checking account also comes loaded with free features, plus it gives you the flexibility to customize your account by adding optional Custom Features to meet your specific banking needs.BBVA Compass Best Free Checking Accounts

  • Apply Now at BBVA Compass
  • Availability: Online account available nationwide except for AK and HI
  • Mobile AppiOS or Android
  • Earns Interest: No
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $25
  • ATM Access: 55,000 AllPoint® and BBVA Compass ATMs worldwide (no fees)

See our BBVA Compass ClearChoice Free Checking review & BBVA Promotions.


Aspiration Spend & Save™ account

With Aspiration Spend & Save™, get the world’s first cash back account that lets you track the impact of your spending – all managed through one intuitive app. You’ll receive a debit card with cash back on every dollar spent, get free access to every ATM in the world, and earn a competitive APY on your funds! In addition, your deposits are FDIC-insured, there are no hidden fees!

Aspiration Best Free Checking Accounts

  • Apply Now at Aspiration
  • Availability: Online
    • Physical Branches: No
  • Mobile AppiOS or Android
  • Earns Interest: Yes
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $10
  • ATM Access: Free access to every ATM in the world

For more details, view our Aspiration Spend & Save account review.


Chime Spending Account

With the Chime Spending account, you’re able to track your account balances, daily transactions, & savings from anywhere with the Chime mobile app. You’ll get daily balance notifications and instant transaction alerts any time you use your Chime Visa® Debit Card. Also, you can get paid up to 2 days early with direct deposit!

Chime Best Free Checking Accounts

  • Apply Now at Chime
  • Availability: Online
    • Physical Branches: No
  • Mobile App: iOS or Android
  • Earns Interest: No
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: Any
  • ATM Access: Over 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs.

For more details, view our Chime Spending Account review.


Capital One 360 Checking Account

Expect more from your checking. With this free account, you’ll have no monthly fees to worry about and you can use this account anytime, anywhere. You’ll be able to take advantage of several perks like a fee-free account, no minimums to worry about, free ATMs, mobile deposit, online bill pay, overdraft options, and more!

Capital One 360

  • Apply Now at Capital One
  • Availability: Online
  • Mobile App: iOS or Android
  • Earns Interest: Yes
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $250
  • ATM Access: Access to over 39,000 fee-free Allpoint® ATMs.

See our Capital One 360 Checking review & list of Capital One Promotions.


NBKC Bank Personal Checking Account

With this account, you can surely expect no monthly fee with  no minimum balance to worry about. Convenience is also on your side with access to 32k+ Moneypass® ATMs + up to $12/mo refund for any other ATM fees! With that being said, you can expect to pay:

  • $0 minimum balance
  • $0 for a nifty box of checks
  • $0 for online banking with bill pay
  • $0 for stop payments
  • $0 for incoming domestic wires
  • $0 for overdrafts or NSFs

However, you may have to pay a $5 to send a domestic wire to Anywhere, USA & $45 to send or receive international wires.

  • Click “Open Account” above to learn more
  • Availability: Nationwide (Bank Locator)
  • Mobile App: iOS or Android
  • Earns Interest: Yes
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $5
  • ATM Access: Use 32,000+ MoneyPass® ATMs for free in the U.S. and Puerto Rico, plus up to $12 in monthly refunds for ATM fees any other banks charge you from anywhere in the world.

For more details, view our NBKC Bank Checking Account review.


FNBO Direct Online Checking account

With the FNBO Direct Online Checking account, you can expect a security, 24/7 acess convenience, and the confidence of banking with FNBO Direct all with no hidden fees, and so many perks.

With this account, you can manage and organize your finances, check balances, and pay bills, & get access via online banking at your fingertips (log in on any device), & monitor your spending, set account alerts, and download activity to Quicken® or QuickBooks®.

  • Click “Open Account” above to learn more
  • Availability: Online
  • Mobile App: iOS or Android
  • Earns Interest: Yes
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $1
  • ATM Access: Access 55,000 ATMs surcharge-free on the Allpoint Network

For more details, view our FNBO Direct Online Checking account review.


Charles Schwab Bank High Yield Investor Checking®

When people think of Charles Schwab, the first thing that typically comes to mind is brokerage accounts. However, did you know their checking account  is a fantastic account especially for travelers? Why? There are unlimited ATM fee rebates on withdrawals worldwide!

On top of that, there are no monthly service fees and you’ll get access to many perks and benefits with this account. In addition, you’ll receive a free brokerage account when opening a checking account.Charles Schwab

  • Apply Now at Charles Schwab
  • Availability: Nationwide (Branch Locator)
  • Mobile App: iOS or Android
  • Earns Interest: Yes
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $0
  • ATM Access: Unlimited ATM fee rebates anywhere in the world

For more details, view our Charles Schwab Bank High Yield Investor Checking review.


Ally Interest Checking Account

Ally is an online bank with a tremendous presence. Why? Well, for one, they have one of the best customer service teams available 24/7, any day of the week in addition to online chat! With this account, you can expect no monthly fee or minimum balance to worry about.

On top of these perks, this checking account earns interest! You can also send money to, or receive money from, friends and family with a bank account in the U.S. quickly and securely with Zelle®Ally Bank

  • Apply Now at Ally
  • Availability: Online
  • Mobile App: iOS or Android
  • Earns Interest: Yes
  • Monthly Service Fee: None
  • Minimum Balance Requirement: None
  • Minimum Opening Deposit: $0
  • ATM Access: Use any Allpoint® ATM in the U.S. for free, plus they’ll reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide (Find ATMs)

For more, see our list of Ally Bank Promotions.


Other Bank Bonuses You May Like
The Best Bank Bonuses are updated here. Check the below pages to get started with some of the best offers:

Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
HSBC Bank Bonuses. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.

FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
Discover Bank Online Savings $200 Cash Review
HSBC Premier Checking Member FDIC $750 Cash Review
HSBC Advance Checking Member FDIC $350 Cash Review
Huntington Asterisk-Free Checking® $150 Cash Review
Huntington 5 Checking $200 Cash Review
Chase SapphireSM Checking 60,000 Points Review
Chase Total Checking® + Chase SavingsSM $350 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Chase College CheckingSM $100 Cash Review
Chase Private Client $1,250 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Discover Cashback Debit Account (Cashback Match) $360 Cash Review
Citibank Account Package $500 Cash Review
Chase Total Business Checking® $200 Cash Review
Huntington Bank Unlimited Plus Business Checking $500 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review

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The post 12 Best Free Checking Accounts – June 2019 appeared first on Hustler Money Blog.

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