Cinfed Credit Union $100 Checking Bonus (KY, OH)

Cinfed Credit UnionFind an updated list of Cinfed Credit Union promotions, bonuses, and offers here.

Currently, they have a $100 bonus with a new Checking Account and meet all the requirements.

About Cinfed Credit Union Promotions

Headquartered in Cincinnati, Cinfed Credit Union is the 11th largest credit union in the state of Ohio. With a wide selection of features and services through their 8 locations, you are able to take advantage of the best credit union has to offer. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.

  • Availability: KY, OH (Bank Locator)
  • Routing Number: 242076656
  • Customer Service: 513-333-3800
Eligibility: Membership in Cinfed Credit Union is open to those who in live, work, worship, or regularly conduct business in the Kentucky counties of Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell; the Ohio counties of Brown, Butler, Clermont, Dearborn, Hamilton, or Warren; or Union County in Indiana.

While they have a generous bonus, Cinfed Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.

I’ll review the Cinfed Credit Union Promotions below.

Bank Offers You May Like
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, BBVA, Huntington Bank, TD Bank, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
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Chase Total Business Checking® $300 Cash Review
Chase Total Checking® $200 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Chase SavingsSM $150 Cash Review
Chase Private Client $2,000 Cash Review
TD Bank Checking $300 Cash Review
Huntington 25 Checking $500 Cash Review
Huntington 5 Checking $200 Cash Review
Huntington Asterisk-Free Checking $150 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review
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Huntington Bank Business Checking 100 $200 Cash Review
Aspiration Spend & Save Account $100 Cash Review

Cinfed Credit Union $100 Checking Bonus

Open a new Checking Account and earn a $100 bonus.

Cinfed Credit Union is offering a $100 bonus when you open a Checking Account and meet the requirements below.

  • Account Type: Checking Account
  • Credit Inquiry: Soft Pull or Hard Pull?
  • ChexSystems: Unknown
  • Opening Deposit: None
  • Credit Card Funding: Unknown
  • Direct Deposit Requirement: None
  • Closing Account Fee: None listed

(Expires September 30, 2020)

Additionally, you may want to compare this offer to a Chase Total Checking ($200 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus).

How to Earn $100 Checking Bonus

HOW TO EARN THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Qualified new members will receive $100 deposit into a Cinfed savings account by opening a new Cinfed checking account.
  • A minimum initial deposit of $100 required for incentive payout.
  • New members must meet qualifying criteria to open an account.
  • Free debit card with Digital Wallet.
  • 4 ATM network fees covered per month.
  • Online and mobile banking access with bill pay.
  • No minimum or maximum balance.
  • No monthly maintenance fees.
  • Overdraft protection.
  • Mobile deposit access.
  • None listed
  • New account must be opened by 9/30/20.
  • Bonuses will be credited to accounts within 30 business days and will be reported on form 1099-INT.
  • Subject to change without notice.
  • The offer expires on 9/30/20.
  • Federally insured by NCUA.

Bottom Line

Lastly, I would definitely take the time and check out Cinfed Credit Union’s current promotions. With access to a range of features and services, you will be able to take advantage of the best banking experience. However, definitely let us know whether the account triggers a soft or hard pull!

Furthermore, please provide your feedback, as they make our sites better!

*Check back at this page for updated Cinfed Credit Union promotions, bonuses and offers.

Other Bank Bonuses You May Like
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:

Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program.
TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.

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FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
HSBC Premier Checking Member FDIC $450 Cash Review
HSBC Premier Checking Member FDIC Up To $600 Review
HSBC Advance Checking Member FDIC $200 Cash Review
HSBC Advance Checking Member FDIC Up To $240 Review
Chase Total Business Checking® $300 Cash Review
Chase Total Checking® $200 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Chase SavingsSM $150 Cash Review
Chase Private Client $2,000 Cash Review
Huntington 25 Checking $500 Cash Review
Huntington 5 Checking $200 Cash Review
Huntington Asterisk-Free Checking $150 Cash Review
You InvestSM by J.P. Morgan $725 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review
Aspiration Spend & Save Account $100 Cash Review
American Express High Yield Savings 0.80% APY Review
CIT Bank Money Market 0.80% APY Review
Simple Up to 0.80% APY Review
Ally Invest Up to $3,500 Cash Review
E*TRADE $0 Commissions Review

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Trump Coin Review

Do you want to show your support to the United States of America’s President, his excellency Donald J. Trump? Did you vote for him and wanted something special to commemorate it with? This is something that you would like, and it is FREE! What is Trump Coin? Trump Coin is a gold-plated Presidential Victory Coin…

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CRA Was Hacked: Are You 1 of 5,600 Canadians Affected?

Wireless technology

The federal government in Canada is fighting a new invisible enemy. Cybercriminals disabled several government services in early August 2020. According to the Treasury Board Secretariat, there were hacking attempts on 11,000 online government services accounts, with 5,600 originating from the Canada Revenue Agency (CRA).

The CRA is under siege from cyberattacks that forced the tax agency to suspend its online services. Credential stuffing is the modus operandi of the perpetrators. The hackers use previously stolen credentials to log into another account owned by the same victim.

Are you one of the victims of this malicious cyberattack?

Terrible timing

The CRA noticed the first signs of suspicious activities on August 7, 2020. After reporting the credential stuffing to the RCMP, the tax agency closed in portal on August 15, 2020. On August 19, 2020, the online services were restored.

It was terrible timing, but appears to be deliberate since many Canadians are accessing the CRA website to apply for benefit programs such as the Canada Emergency Response Benefit (CERB) and Canada Emergency Student Benefit (CESB). Employers are likewise accessing the portal to apply for the Canada Emergency Wage Subsidy (CEWS).

Cybersecurity stock in the radar

Cyber stocks are therefore gaining in popularity. BlackBerry (TSX:BB)(NYSE:BB), the erstwhile smartphone maker, is active in the cybersecurity space. The $3.5 billion company from Waterloo, Canada, provides intelligent security software and services to enterprises and governments worldwide.

BlackBerry is attempting to regain its lost glory in another avenue. When John Chen took over as CEO in 2013, the painful transformation began. The company decided to shift from the smartphone business to enterprise software and licensing activities.

The turnaround was slow until Q4 2019, when the software and services revenue posted a 14% growth. In the ensuing four quarters (Q1 to Q4 2020), top-line growth was 35%, 30%, 26%, and 16%. The revenue from this business segment accounted for 99% of total revenue in the most recent quarter.

At present, BlackBerry develops risk-reduction strategies, implements IT security standards, and provides defense against future cyber-attacks. However, BlackBerry is cementing its foothold in the auto market. According to John Chen, the macro headwinds in the automotive are stifling growth, although it should recover soon.

Chen also expects security, business continuity, and productivity solutions to perk up in an increasingly remote working environment. In terms of stock performance, BlackBerry investors are losing by 24.5% year to date. With growth on the horizon, analysts forecast the current price of $6.30 to climb between 80.6% and 122.2% in the next 12 months.

Course of action

The CRA rues the data breach in more than 50% of the 5,600 accounts. Victims of cyber-attacks will be receiving letters from the tax agency. Cybersecurity experts are telling users to adopt better security habits.

Speaking of hacked CRA accounts by cybercriminals…

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Fool contributor Christopher Liew has no position in any of the stocks mentioned. The Motley Fool recommends BlackBerry and BlackBerry.

The post CRA Was Hacked: Are You 1 of 5,600 Canadians Affected? appeared first on The Motley Fool Canada.

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Got $1,000? Buy This High-Yield Dividend Stock Today

Various Canadian dollars in gray pants pocket

High-yield dividend stocks, especially those who have the earnings to justify the robustness of their dividends (rather than dividends seeming like a ploy to hold on to investors), are relatively rare in a healthy economy. But a market crash has the power to change that and convert many decent-yield stocks into high-yield ones — and ripe for the taking.

But with high-yield comes a high degree of suspicion regarding the sustainability of its yield or not. It’s mainly a concern with Dividend Aristocrats because they don’t just have to sustain their dividends; they also have to increase their dividends. And doing that when revenues are shrinking is almost impossible to do for more than a few consecutive quarters.

If you have $1,000 to invest and you want to invest in a high-yield stock, it might be a good idea to seek a bit of growth as well. One stock that combines both these traits is Atrium Mortgage (TSX:AI).

The company

Atrium Mortgage is a $463 million market cap company that offers short-term mortgage loans to lenders that are unable to reach out to banks and conventional lenders for their property loans. The company handles requests like land assembly, bridge financing, and infill constructions. Because of the nature of the loans, the company can charge relatively higher interest rates and furnish loans for just one or two-year terms.

As a mortgage insurance corporation, the company is liable to invest 50% of its capital in residential mortgages only. It has to distribute all of its earnings (which accounts for a decent dividend payout). The company has a conservative loan policy, especially for a company that markets itself as a flexible mortgage lender. Still, it caters to a relatively untapped borrower pool in the real estate market.

The stock

As a high yield stock, Atrium isn’t offering a double-digit yield, but it’s pretty close. The company is currently offering a 9% yield. This means your $1,000 investment will earn you $90 a month, and the company will return your capital in under 11 years (through dividends only).

The dividend yield isn’t the only reason to choose this stock, however. The company offers a slow but steady capital growth (or did before the crash). Still, its dividend-adjusted compound annual growth rate (CAGR) in the past five years is decent enough at 7%.

The company has a strong balance sheet with total assets of more than three times the liabilities. Its second-quarter revenues didn’t take a strong hit compared to the second quarter last year. Net income actually grew and diluted EPS was reduced by a single point. The stock is currently trading for $10.9 per share at writing, a 26% discount from its pre-pandemic values.

Foolish takeaway

One of the risk with investing in this company lies in the housing market. If we see mortgage defaults rising at an unprecedented rate, the company might be in trouble. But if the company’s underwriters take the right precautions, and spread out the risk, the company might just survive the upcoming housing bubble.

Speaking of high-yield dividend stocks…

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Fool contributor Adam Othman has no position in any of the stocks mentioned.

The post Got $1,000? Buy This High-Yield Dividend Stock Today appeared first on The Motley Fool Canada.

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Axos Bank My Savings Review: Earn Up to 1.05% APY Rate

If you are looking for a high return on your account, then the current 1.05% APY with an Axos Bank My Savings Account is perfect for you!

To take advantage of the attractive rate, simply meet the deposit tiered rates listed below.

Additionally, definitely check out our list of Bank Bonuses from HSBC BankChase BankHuntington BankDiscover BankTD BankBBVA, or CIT Bank.

*Best Hub Bank Account- Very Important Account If You Chase Bank Rate*
American Express Personal Savings Account – You earn 0.80% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here’s why:

*No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed –  With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers – On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.

Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.

Savings/Money Market Offers You May Like
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
FEATURED BANK RATES
PROMOTIONAL LINK OFFER REVIEW
Chase SavingsSM $150 Cash Review
Axos Bank Money Market Plus 0.90% APY Review
Axos Bank High Yield Savings 0.90% APY Review
CIT Bank Money Market 0.80% APY Review
American Express High Yield Savings 0.80% APY Review
Simple 0.80% APY Review
Discover Bank Online Savings 0.80% APY Review
CIT Bank Savings Builder 0.75% APY Review

Axos Bank My Savings Summary

Being an internet-only bank, Axos Bank offers a wide selection of services and features to further your financial health. Through a diverse range of financial tools and services. Additionally, they aspire to innovate the banking industry for the customers nationwide.

I’ll review Axos Bank My Savings below.

Axos Bank My Savings Account Info

  • Direct Link to Offer
  • Account Type: My Savings Account
  • Interest Rate: 1.05% APY
  • Availability: Nationwide
  • Minimum Balance: None
  • Maximum Balance: None
  • Credit Inquiry: Soft pull
  • Credit Card Funding: Unknown, Let us know
  • Direct Deposit Requirement: None
  • Monthly Fee: None
  • Additional Requirements: See below
  • Early Termination Fee:Unknown
  • Insured: FDIC

(Visit Axos Bank for more details)

My Savings Account Rates

Balance Tiers  APY APY
$0-$999.99 0.90% 1.05%
$1000-$9,999.99 0.90% 1.05%
$10,000-$24,999.99 0.90% 1.05%
$25,000-$49,999.99 0.90% 1.05%
$50,000-$99,999.99 0.90% 1.05%
>$100,000 0.90% 1.05%

ACH Capabilities & Limits

ACH Type Speed Daily $ Limit Monthly $ Limit Notes
Push ? ? ? None
Pull ? ? ? None

Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.

How to Receive Axos Bank Rate

  1. To qualify for the 1.05% APY you must open your new My Checking account and have a monthly Direct Deposit of at least $1,000 from a third party to your My Checking account.
  2. You will automatically receive the 1.05% APY upon meeting account requirements.
  3. Interest rates may change as often as daily without prior notice.
  4. The Bank may change or cancel this bonus program at any time.

Axos Bank My Savings

  • Earn up to 1.05% APY
  • No minimum balance requirements
  • $0 monthly maintenance fee
  • A complimentary suite of digital banking tools
  • $100 deposit to open your account

Other Axos Bank Accounts to Consider

Axos Bank High-Yield SavingsAxos Bank High Yield Money Market

• Earn 0.90% APY with interest compounded daily and no monthly fees with the Axos Bank High Yield Savings account
• No minimum balance requirements
• Free ATM card upon request
• $250 minimum opening deposit
• Free Incoming Wires


• Earn 0.90% APY with the Axos Bank High Yield Money Market
• FDIC Insured
• Check writing privileges
• No monthly maintenance fees
• No minimum balance requirements
• Debit card transactions
• Minimum Balance Required to Open the Account: $ 1000.00

Learn more about Axos Bank High Yield Money Market here from Axos Bank. Our full list of Axos Bank bonuses here.

Bottom Line

To summarize, the current Axos Bank My Savings Account is a fantastic offer for those who would like a high return on your savings account. With fantastic features and financial services catered to your needs, this account is perfect to better your financial health!

Furthermore, feel free to share your experiences with this bank by commenting below. Additionally, for more bank offers, see the complete list of best bank rates or keep up with the latest Axos Bank Promotions!

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*Best Hub Bank Account- Very Important Account If You Chase Bank Rate*
American Express Personal Savings Account – You earn 0.80% interest rate along with no minimum deposits or monthly fees. Amex Personal Savings has been my favorite Hub account for the past 5 years. Using this account to Pull/Push your money is absolutely necessary when you have many accounts. Here’s why:

*No dollar limitations for ACH transfers – When you find a top bank rate account, you don’t want to be limited to just $5K or $10K transfers. Amex Savings will let you transfers as much as you want whether you are pulling or pushing money from and to an external bank account.
*1 to 2 business days ACH transfers speed –  With top-notch user interface, you get your money to another external account or pull money from another bank account within a day or two.
*No loss of interest during transfers – On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest.

Some other features from American Express Personal Savings include Free Wire Transfers, 3 maximum linked accounts, and maximum 6 ACH withdrawals per month.

Savings/Money Market Offers You May Like
Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos Bank and CIT Bank accounts offer great rates available nationwide which I recommend.
FEATURED BANK RATES
PROMOTIONAL LINK OFFER REVIEW
Chase SavingsSM $150 Cash Review
Axos Bank Money Market Plus 0.90% APY Review
Axos Bank High Yield Savings 0.90% APY Review
CIT Bank Money Market 0.80% APY Review
American Express High Yield Savings 0.80% APY Review
Simple 0.80% APY Review
Discover Bank Online Savings 0.80% APY Review
CIT Bank Savings Builder 0.75% APY Review

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The post Axos Bank My Savings Review: Earn Up to 1.05% APY Rate appeared first on Hustler Money Blog.

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