High Court’s decision to dismiss Section 377A legal challenges “yet another start” to a “long fight”, says S’porean filmmaker Boo Junfeng

The High Court’s decision on Mon (30 Mar) to dismiss legal challenges mounted by three men against Section 377A of the Penal Code is “yet another start” to a “long fight”, says Singaporean filmmaker Boo Junfeng. Narrating his experience of receiving a “text from the lawyers” notifying him that he had lost the constitutional challenge […]

The post High Court’s decision to dismiss Section 377A legal challenges “yet another start” to a “long fight”, says S’porean filmmaker Boo Junfeng appeared first on The Online Citizen.

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COVID-19 brings everyone down to same level, regardless if you are a commoner, royalty or ruling political figure

What does COVID-19 tell us? For once, we are in this together. Whether you are the Queen, Prime Minister, Minister, serial head of statutory bodies or a genius, you are as vulnerable as the cashier or porter in the hospital. In the United Kingdom, society now realised how important it is to maintain a universal […]

The post COVID-19 brings everyone down to same level, regardless if you are a commoner, royalty or ruling political figure appeared first on The Online Citizen.

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How to Open CIT Bank Account

How to Open CIT Bank AccountHave you been exploring bank account options and found that you would like to open a CIT Bank Account, but don’t know how? Well, we are here to help you out by listing the things you will need and describing different account options.

CIT Bank is highly known for its competitive APY rates. They offer savings and checking accounts, as well as many types of certificates of deposit.

Read on to learn how you can open a CIT Bank account.

TOP CIT BANK PROMOTIONS
*Find all CIT Bank Promotions here*
PROMOTIONAL LINK OFFER REVIEW
CIT Bank Savings Builder 1.75% APY + $150/$300 Bonus Review
CIT Bank CDs 1.86% APY 12-Month CD Term Review
CIT Bank No Penalty CD 1.70% APY Review
CIT Bank Money Market 1.80% APY Review

How to Open a CIT Account?

If you would like to open an account online, you will need your:

  • Driver’s License or state ID
  • Social Security Number
  • Contact Information (name, home address, email address, phone number)
  • Money for opening deposit ($100 for checking/savings accounts. $1,000 for CDs)

Before you fill out an application, you must know what type of account you would like to open.

Additionally, when you are opening your account, you must make a required initial monetary deposit. The minimum opening deposit for checking and savings accounts is $100, while CDs are $1,000.

Next, we will go over the different types of accounts in detail.

Types of Accounts

The great thing about CIT Bank is that none of their accounts charge monthly fees. They have two types of savings accounts, one type of money market account, and one type of checking account.

Savings Accounts

For your CIT Bank savings account, an external account will need to linked. You can deposit money via an electronic fund transfer, wire, mobile check deposit, or physical check.

CIT Bank Bonus Offer: $300 for New and Existing Customers

New and existing CIT Savings Builder customers will receive up to $300 cash bonus until May 30, 2020. Conditions apply.

CIT Savings Builder – Earn 1.75% APY

CIT Bank Savings Builder account
With the CIT Bank Savings Builders account:
• Get up to $300 when you open an account. Earn $150 with a $25,000 to $49,999 deposit; earn $300 with $50,000 or more.
• Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 1.75% APY on your funds – grow your savings faster.
• Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate.
• FDIC Insured

CIT Bank Money Market Account – 1.80% APY

  • 1.80% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • FDIC insured
  • Allows 6 free transactions per month

Checking Account

CIT Bank eChecking

  • Earn 0.25% APY with $25,000 minimum balance
  • Earn 0.10% APY on balances under $25,000
  • $100 minimum opening deposit
  • Debit card
  • Monthly ATM fee reimbursement (up to $15 per statement cycle)
  • FDIC insusred

If you would like to get a high APY, you must deposit and maintain a balance of at least $25,000 in the account. If you have any amount below that, you will earn the lower APY.

CIT Bank is online only, but you can still withdraw and deposit cash into the account, with reimbursements up to $15 worth of other bank’s ATM fees per month of each checking customer.

CIT Bank CDs

CIT Bank has three types of CDs that it offers to their new customers. They have the regular Term CDs and the no-Penalty CDs, which require a minimum of $1,000, and the Jumbo CDs, which require a deposit of at least $100,000.

CIT Bank Term CDs

  • Up to 1.86% APY
  • $1,000 minimum opening deposit
  • No monthly maintenance fee
  • FDIC insured
  • Daily compounding interest
Term CD Rates
6 Month 0.72%
1 Year 1.86% APY
13 Month 1.82% APY
18 Month 1.85% APY
2 Year 1.40% APY
3 Year 1.30% APY
4 Year 1.50% APY
5 Year 1.70% APY

CIT Bank No Penalty CD

  • 1.70% APY
  • Option to withdraw full balance and interest after 7 days of CD funding date
  • $1,000 minimum opening deposit
  • 11 months
  • No monthly maintenance fee
  • FDIC insured
  • Daily compounding interest

CIT Bank Jumbo CDs

  • Up to 1.75% APY
  • $100,000 minimum opening deposit
  • No monthly maintenance fee
  • FDIC insured
  • Daily compounding interest
Term CD Rates
2 Year 1.45% APY
3 Year 1.40% APY
4 Year 1.60% APY
5 Year 1.75% APY

Bottom Line

Opening a CIT Bank account is quick and easy with basic information and an initial deposit. All of these accounts do not charge a monthly fee and most offer comparatively high APY rates, if you do not mind online banking.

Try it out and see how you like it! For more information on banking, check out all of our bank guides.

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FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
CIT Bank Savings Builder $300 Cash Review
Chase Total Business Checking® $200 Cash Review
Chase Total Checking® $200 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Discover Bank Online Savings $200 Cash Review
Huntington 5 Checking $200 Cash Review
You InvestSM by J.P. Morgan $625 Cash Review
HSBC Premier Checking Member FDIC $700 Cash Review
HSBC Advance Checking Member FDIC $350 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review
CIT Bank Money Market 1.80% APY Review
UFB Direct High Yield Savings 1.70% APY Review
American Express High Yield Savings 1.70% APY Review
Ally Invest Up to $3,500 Cash Review
TD Ameritrade $600 Cash Review

More

The post Staples Promotions: $15 Off $60 Online Order Coupon, Etc appeared first on Hustler Money Blog.

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Staples Promotions: $15 Off $60 Online Order Coupon, Etc

Staples MasterCard Gift Card Promotion

Check out the latest Staples coupons, promo codes, and promotions here.

Need new equipment for you office? Staples never fails to deliver on some of the best deals on anything your office needs.

Staples continues to offer up some of the best deals on office and business supplies to this date and is one of the best at doing it. They offer a large variety of deals weekly, so you don’t even have to work at an office to take advantage of these deals.

Bank Offers You May Like
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, Discover Bank, Huntington Bank, and TD Bank. See our best rates for Savings and CD too.
FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
CIT Bank Savings Builder $300 Cash Review
Chase Total Business Checking® $200 Cash Review
Chase Total Checking® $200 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
HSBC Advance Checking Member FDIC $350 Cash Review
HSBC Premier Checking Member FDIC $700 Cash Review
Huntington 5 Checking $200 Cash Review
Discover Bank Online Savings $200 Cash Review
TD Bank Checking $300 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review

About Staples 


Originating in Brighton, Massachusetts, Staples opened their first store in 1986 and since then they have become a company that has dedicated themselves to offering the best deals on office supplies for businesses. Their primary channels of distribution are through retail channels and business-to-business (B2B)-oriented delivery operations.

Staples helps the world work better with solutions that deliver industry-leading products, services and expertise across office supplies, facilities, break room, furniture, technology, promotional products, and print & marketing services. They provide everyday low prices across multiple channels, including direct sales, eCommerce, mobile, and retail.


Staples Plus Membership


Staples Plus Membership

If you’re an owner of a small business or frequently shop at Staples then consider getting a Staples Plus Membership. Becoming a member of their reward system allows to save both time and money on some of the daily needs of running a small business.

  • Benefits:
    • Free next-day delivery
    • $27.49 paper every day
    • 10% back in rewards on ink and toner
    • Guaranteed lowest prices on your 5 favorites
  • How to get it: Sign in or create a Staples account and purchase the membership
  • Availability: Online at Staples

(Visit the link above to start your membership)


Current Staples Promotions


$15 Off $60 Online Order Coupon

Staples Promotions

Get $15 off!

Don’t break the bank when getting school and office supplies, you can save right now with this coupon offer from Staples! Get  $15 off your $60 online order when you apply promo code 60426 at checkout. This promotion doesn’t last long so make sure to take advantage of it while you can!

  • Offer expiration: April 3, 2020
  • What you’ll get: $15 off $60 Online Order
  • Promo Code: 604026
  • Where it’s available: Offer available online only, Use link below
  • How to earn it:
    • Head online to the coupon promotional page and click redeem now
      • Or optional: use valid promo codes, see codes above, at checkout later on.
    • Purchase qualifying product amounts and apply the promo code get your discount!
  • Terms & Conditions: Valid online at staples.com only. Excludes Daily Deals and Auto Restock orders. Limit one coupon per customer, nontransferable. Minimum purchase requirement must be met with purchases to which no other coupon or instant savings offer applies. Tax and shipping not included in calculating the minimum purchase.

(Visit the link above to claim your coupons)


No Purchase Fee On $100 Mastercard Gift Cards (Expired)

No Purchase Fee On $100 Mastercard Gift Cards

Valid until March 28, 2020, Staples is having a promotion where you can purchase a $100 Mastercard gift card fee-free! This promotion is only available for a limited time so make sure to take advantage of this opportunity! Keep in mind that this promotion begins on March 22, 2020.

  • Offer expiration: March 22-28, 2020
  • What you’ll get: No Purchase Fee On $100 Mastercard Gift Cards
  • Where it’s available: Staples Online
  • How to earn it:
    • Head online to Staples by following the link below
    • Purchase $100 Mastercard gift card and get no purchase fee!
  • Terms & Conditions: Offer valid March 22-28, 2020. Limit 1. Additional terms and conditions apply. Exclusions apply.

(Click on the link above to view the promotion)


$10 off $10 Coupon (YMMV)(Expired)

See if you received a $10 off $10 coupon

If you are a Staples Rewards customer, you could receive a reward today! To check if you qualify for this targeted  promotion, be sure to check your emails to see if you got the $10 off $10 in-store purchase coupon. 

  • Offer expiration: February 29, 2020
  • What you’ll get: Free $10 off $10 in-store purchase coupon
  • Where it’s available: In-store only
  • How to earn it: Check your emails to see if you have been targeted.

No Purchase Fee On $200 Visa Gift Card Purchase(Expired)

No Purchase Fee On $200 Visa Gift Card Purchase

No Purchase Fee On $200 Visa Gift Card Purchase

Starting February 23, 2020 through February 29, 2020, Staples is having a promotion where you can purchase a $200 Visa gift card fee-free! This promotion is subject to availability, so make sure to take advantage of this opportunity while it lasts.

  • Offer expiration: February 29, 2020
  • What you’ll get: No Purchase Fee On $200 Visa Gift Card Purchase
  • Where it’s available: Valid in-store only, Locator
    • Before you head in, check if this offer is available at your local store!
  • How to earn it:
    • Head to your local Staples location near you
    • Purchase $200 Visa gift card and get no purchase fee!
  • Terms & Conditions: Offer valid February 23-29, 2020. Limit 1 per customer. In store only.

(See Page 7 of weekly ad to view promotion)


Free Shipping w/ No Minimum(Expired)

staples 30 off

Free Shipping w/ No Minimum

Staples is offering a way to save money. You can Get Free Shipping w/ No Minimum. This is a promotion you definitely do not want to miss as shipping cost can add up! Be sure to take advantage of this promotion as soon as possible as this can expire anytime.

  • Promotion: Free Shipping w/ No Minimum
  • Expiration: Limited time offer
  • Availability: Online only at Staples
  • How to get it: Purchase anything online and get free shipping for free automatically.
  • Terms & Conditions: Valid online at staples.com only. Additionally terms and conditions apply. Valid for a limited time or while supplies last. Exclusions apply.

(Click on the link above to view the promotion)


Free $6 Gift Reward (YMMV)(Expired)

Free $6 Gift Reward (YMMV)

If you are a Staples Rewards customer, you could receive a reward today! To check if you qualify for this targeted  promotion, be sure to check your emails to see if you got the $6 Gift Reward. This reward can be used on your next online or in-store purchase.

  • Offer expiration: Limited time only
  • What you’ll get: Free $6 Gift Reward from Staples
  • Where it’s available: In-store or online, targeted users
  • How to earn it: Check your emails to see if you have been targeted.

Earn 100% Back in Rewards w/ Printing Order (Up to $100) (Expired)

Staples Printing Bonus Promotion

Earn 100% Back in Rewards When You Spend Up to $100 on a Printing Order

Haven’t printed with Staples in the past year? Currently, Staples is offering a promotion where you can earn 100% back in rewards when you try the Printing & Marketing services available at Staples for the first time and spend up to $100.

This offer is valid through December 31st, so be sure to take full advantage of this service to maximize your savings.

  • Offer expiration: December 31, 2019
  • What you’ll get: 100% Back in Rewards (Up to $100)
  • Where it’s available: Participating Staples Locations
  • How to earn it: Place your first order with the Staples Printing & Marketing Service to earn back rewards.
  • Terms: Valid to customers who have not placed a Print & Marketing Services order since 1/1/19. Offer valid through 12/31/19. In store only. Rewards earned during promotion will be paid out in December or January statements.

(Visit the link above to learn more about this promotion)


Staples Plus Membership for $24.50 (Expired)

Staples Plus Membership for $24.50

If you’ve been debating on getting a Staples Plus Membership then there is currently a promotion perfect for you! Right now, membership is only $24.50 per year compared to the normal price of $49.

Furthermore, if you decide you don’t need the membership you can cancel within 30 days and get a full refund.

  • Offer expiration: Limited time offer
  • What you’ll get: $24.50 Staples Plus Membership
  • Where it’s available: Offer available online only, Use link below
  • How to earn it:
    • Log into your Staples account
    • Add the membership to your cart
    • Link the membership to your account

(Visit the link above to claim your coupons)


Save 15% On iTunes Gift Cards (Expired)

Save 15% On iTunes Gift Cards

Save 15% On iTunes Gift Cards

Starting on November 17, 2019 until November 23, 2019 you can save 15% off on iTunes gift cards at a local Staples! This offer is limited to one promotion per customer and for a limited time so make sure to mark your calendars. Keep in mind that this promotion excludes $15 gift card.

  • Offer expiration: November 17 – November 23, 2019
  • What you’ll get: 15% iTunes gift card
  • Where it’s available: Valid in-store only, Locator
    • Before you head in, check if this offer is available at your local store!
  • How to earn it:
    • Head to your local Staples location near you
    • Purchase an iTunes gift card (excludes $15)

(Search for ‘iTunes’ in Search Weekly Ad bar to get promotion)

Editor’s Note: Make sure to click on the correct week so see the right ads and promotions

Bottom Line

Continue growing your business with the deals Staples has to offer! They are always having weekly sales on a large variety of products, so even if you aren’t looking for general office supplies, you can find excellent deals on electronics here too. We constantly update this list with the latest promotions from Staples, so make sure you stay tuned for more.

Be sure to head into your local Staples and use these deals before these promotions expires – it’s only available for a limited amount of time. If you love finding deals like this, make sure you check out all of our Gift Card Deals, and save money using our list of Credit Card Bonuses, available here on HMB!

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FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
CIT Bank Savings Builder $300 Cash Review
Chase Total Business Checking® $200 Cash Review
Chase Total Checking® $200 Cash Review
Chase Premier Plus CheckingSM $300 Cash Review
Discover Bank Online Savings $200 Cash Review
Huntington 5 Checking $200 Cash Review
You InvestSM by J.P. Morgan $625 Cash Review
HSBC Premier Checking Member FDIC $700 Cash Review
HSBC Advance Checking Member FDIC $350 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review
CIT Bank Money Market 1.80% APY Review
UFB Direct High Yield Savings 1.70% APY Review
American Express High Yield Savings 1.70% APY Review
Ally Invest Up to $3,500 Cash Review
TD Ameritrade $600 Cash Review

More

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Discover Bank Promotions: $150/$200 Savings Bonus & $360 Cashback Debit for March 27, 2020

Discover Savings BonusFind the latest Discover Bank promotions, offers, and bonuses for March 27, 2020 here.

Their typical amount for their Online Savings are $150 or $200 bonus. Debit Cashback account gets you $360 cash back.

Discover Bank has a range of accounts including Online Savings, Checking, Money Market, CD, and IRA accounts. Member FDIC.

About Discover Bank Promotions

Headquartered in Greenwood, Delaware, Discover Bank is an online-only bank with no retail branches. They can offer better rates by operating their banking services online due to little overhead. Their line of deposit accounts include Savings, Checking, Money Market, CD, and IRA CD accounts.

Discover even has IRAs and CDs with terms of up to to 10 years, as well as Money Market account all with competitive APY rates. Be sure to search of the best bank promotions from the internet’s most updated list, then compare rates with all the best listed on our Savings Rates Page and CD Rates Page.

I’ll review current Discover Bank offers below.

TOP DISCOVER BANK PROMOTIONS
*Find all Discover Bank Promotions here*
PROMOTIONAL LINK OFFER REVIEW
Discover Bank Online Savings $200 Cash Review
Discover Bank Online Savings $150 Cash Review
Discover Bank CD Up to 1.80% APY Review
Discover Bank Money Market Up to 1.40% APY Review
Discover Bank IRA CD Up to 1.80% APY Review


Discover Online Savings $200/$150 Bonus 

Discover Bank Bonuses

Earn $150 or $200 bonus from Discover Bank

Earn $200 Bonus with $25,000 minimum deposit from Discover Bank. Make sure to utilize the promo code HMB320 when you open an account to see the $200 promotion terms. Your savings account has no monthly minimum balance requirement!

  • Account Type: Discover Online Savings
  • Availability: Online, Nationwide
  • Expiration: 4/6/2020
  • Credit Inquiry: Soft Pull via ChexSystems
  • Opening Deposit: $0
  • Credit Card Funding: None
  • Direct Deposit Requirement: None
  • Monthly Service Fee: None
  • Closing Account Fee: None

One of my first bank bonuses, Discover Online Savings is known for its online convenience and high interest yields. They provide a safe and secure way to save money each month.

As with any online bank, Discover is able to avoid overhead costs of a physical branch, thus saving money and offering you a higher savings rate. This is simply one of the best Discover Bank promotions!

(See Advertiser for full details)

How To Earn The $200/$150 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Apply for your first Discover Online Savings Account.
  • Enter Offer Code HMB320 when applying.
    • Fund your first savings account with a minimum of $25K by 4/20/2020 to earn the $200 bonus
    • Fund your first savings account with a minimum of $15K by 4/20/2020 to earn the $150 bonus
  • Maximum bonus eligibility is $200. See advertiser website for full details
  • Earn high interest rate of 1.50% APY
  • No minimum opening deposit, no minimum balance requirement, and no monthly fees
  • Interest on Discover Online Savings Accounts is compounded daily and credited monthly
  • Manage your account online or with the Discover mobile app
  • FDIC insurance up to $250,000
  • There are no monthly service fee for this account.
  • Offer not valid for existing or prior Discover savings customers.
  • Account must be open when bonus is credited.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.
  • Offer may be modified/withdrawn without notice.

Discover Certificate of Deposit 1.80% APY Rate

Discover Bank CD

Earn up to 1.80% APY for CD

Discover Bank offers Certificates of Deposit (CD) accounts with some of the highest rates. Depends on the length of the term, you can earn up to 10 years with 1.80% APY.

In order to open a CD, you need a minimum deposit is $2,500 and the interest rates have been consistently competitive with terms as short as 3 months to 120 months long.

CD Term APY Rate
3-Month Term 0.35% APY
6-Month Term 0.65% APY
9-Month Term 0.70% APY
12-Month Term 1.75% APY
18-Month Term 1.75% APY
24-Month Term 1.75% APY
30-Month Term 1.75% APY
3-Year Term 1.80% APY
4-Year Term 1.80% APY
5-Year Term 1.80% APY
7-Year Term 1.80% APY
10-Year Term 1.80% APY

(FDIC Insured)

Interest rate from traditional Savings account can change the next day, however CDs rate can be guaranteed for the length of the term for risk-free income.

CDs features include high interest rates, 24/7 Live Customer Service, Online Account Management, and FDIC Deposit Insurance up to $250,000 per individual account holder (FDIC certificate 5649).


Discover IRA CD 1.80% APY Rate

If you are thinking about retirement, consider getting a Discover Bank IRA CD account to earn a guaranteed rate to offset your risk for the future. Discover’s 10-year IRA CD is currently earning an incredible rate of 1.80% APY. This is much higher than any savings account I have seen and could be quite a good investment in the long run.

With Discover Bank, you can choose an IRA term as low as 3 months or as long as 10 years. They also provide 24/7 phone service so you can always call them if you have any further questions!

IRA CD Term APY Rate
3-Month Term 0.35% APY
6-Month Term 0.65% APY
9-Month Term 0.70% APY
12-Month Term 1.75% APY
18-Month Term 1.75% APY
24-Month Term 1.75% APY
30-Month Term 1.75% APY
3-Year Term 1.80% APY
4-Year Term 1.80% APY
5-Year Term 1.80% APY
7-Year Term 1.80% APY
10-Year Term 1.80% APY

(FDIC Insured)


Discover Money Market Up to 1.40% APY Rate

Discover Money Market

Discover Bank’s Money Market account offers 1.35% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.40% APY with easy cash access via ATM, debit, or check. There is no hidden fees and get access to over 60,000 free ATMs.

Discover Bank provides great APY rates so you can earn more money with many free features transfer money, withdraw money, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone.

(FDIC Insured)

See our review on the Discover Money Market account.

Should You Open a Discover Bank Account?

We consider Discover Bank to be the top online bank in the country. These Discover bank promotions have a nice deposit bonus along with some of the highest interest rates on savings products.


Discover Cashback Debit $360 Yearly

Earn 1% cash back for up to $3,000 each month on debit card purchases with a Discover Cashback Debit account. That’s up to $360 Debit Card Cashback per year. Enjoy many perks such as no monthly fees or balance requirements and access to +60,000 free ATMs.

  • Account Type: Discover Cashback Debit
  • Availability: Online, Nationwide
  • Credit Inquiry: Soft pull, which does not affect your credit
  • Monthly Fees: None

(No Expiration Date Listed)

Another great Discover Bank promotion is the Discover Cashback Checking account. I use the free checking account myself which allows me to earn up to $360 a year in cash back bonuses.

How To Earn $360 Yearly Cash Back

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Access to over 60,000 free ATMs in the U.S. (uses the Allpoint network; the largest ATM network big online banks use)
  • Earn 1% cash back on up to $3,000 in debit card purchases each month
  • Free Online Bill Pay (standard with most banks)
  • Free Check Reorder (good perk; most banks charge for re-orders)
  • No Cost for Replacement Debit Card (standard with most banks)
  • Free Official Bank Check (standard with most banks)
  • No Cost for Expedited Delivery for your Replacement Debit Card (good perk; some banks charge for this)
  • Free Outbound ACH Transfers (standard with most banks)
  • Free Incoming Wire (good perk; most traditional banks charge for this)
  • No monthly fees or monthly balance requirements (standard with online banks; traditional banks usually have monthly maintenance fees)
  • ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards.
  • Purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards.
  • Account must be open at the time the rewards are applied. Offer may be modified or withdrawn without notice.
See our review on the Discover Cashback Checking account.

Discover Monthly Fees

Discover recently eliminated many of their fees– pretty much no fees at all.

Cashback Checking:

  • No monthly service fee
  • No ATM fee at over 60,000 ATMs in the US
  • Zero fee for online bill pay
  • No fee for check order
  • No fee for replacement debit card
  • Zero fee for official bank check
  • No fee for outbound ACH transfers
  • No fee for deposited item returned
  • Zero fee for incoming wire
  • No fee for stop payment
  • No insufficient funds fee

Online Savings:

  • No fee monthly service fee
  • No fee for official bank check & expedited delivery
  • Zero fee for deposited item returned
  • No fee for incoming wire
  • No fee for each excessive withdrawal
  • Zero fee for stop payment order
  • No fee insufficient funds fee

Money Market:

  • No fee for minimum balance fee
  • No fee for ATM fee at over 60,000 ATMs in the US
  • Zero fee for check order
  • No fee for replacement debit card
  • No fee for deposited item returned
  • Zero fee for incoming wire
  • No fee for each excessive withdrawal
  • No fee for stop payment
  • Zero fee for insufficient funds fee

Certificate of Deposits:

  • Zero monthly service fee
  • No fee for official bank check
  • No fee for incoming wire

Bottom Line

Definitely sign up for an online checking or savings account with no monthly fees or minimum balance requirements. Discover also has great CD accounts with outstanding % APY rates.

The Discover Online Savings and Debit Cashback checking are both recommended. A great way to earn some extra money on your cash balances for opening your first online savings account!

*Stay up to date by bookmarking this page for Discover bank promotions, bonuses, and offers!

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The post Discover Bank Promotions: $150/$200 Savings Bonus & $360 Cashback Debit for March 27, 2020 appeared first on Hustler Money Blog.

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