2 Industry-Leading Stocks to Drive Portfolio Growth Forever

Hand arranging wood block stacking as step stair with arrow up.

Stocks that are leaders in their industries are great ways for investors to build their portfolios. The companies worth looking at should be well established, have solid operations, and have some type of competitive advantage.

These companies won’t always be in mature industries, with stable cash flows; sometimes you may find an industry leader that could be considered a growth company and offers a lot of potential upside.

Below are two solid industry leaders: one is a growth stock and one is a mature stable company generating massive cash flows.

The first company, a mid-sized growth company that produces uranium, is Cameco (TSX:CCO)(NYSE:CCJ). Although it isn’t a massive company, Cameco is one of the largest uranium companies in the world and the largest publicly traded one.

Electricity demand is expected to increase 60% over next 20 years. Since nuclear energy is much cleaner for the air, it’s expected to grow, along with the demand for electricity.

A number of nuclear reactors that use uranium to create electricity are under construction around the globe, citing the definite future increase in demand for uranium. It’s this increase in demand that should drive Cameco’s future growth.

The company has had its growing pains in the past, as prices for uranium price have been failing since its peak in 2007. However, as of 2017, the price for uranium seems to have bottomed and has now begun to increase, albeit slowly.

In the meantime, Cameco has suspended operations at its McArthur River/Key Lake mine, waiting for an acceptable long-term contract to restart it. McArthur River is the world’s largest high-grade uranium mine, Cameco owns 69.8% of it. The move to halt production is an important decision to try to tighten the uranium market to force spot prices higher.

Its other two main tier-one assets, Cigar Lake and Inkai, are also key to the operations of the business. Cigar Lake is a super high-grade mine in which Cameco has a 50% stake. At full capacity, Cameco’s share of the mine production is nine million pounds per year.

Inkai is also key because it’s a very low cost mine, and since uranium prices have been so low recently, Cameco has relied on low-cost projects like Inkai to source its uranium as cheap as possible. Cameco has a 40% share in Inkai and expects to produce 8.3 million lbs in 2019.

Cameco has positioned itself well and has managed to bide its time while the uranium markets rebound. Eventually, the demand for uranium is expected to increase, and Cameco will be well positioned to benefit.

The other company, a massive industry leader in a defensive industry is Nutrien (TSX:NTR)(NYSE:NTR). Nutrien is a relatively new company, created as a merger between two of the main fertilizer players Agrium and Potash Corp. Nutrien now stands as the world’s largest fertilizer producer.

Nutrien reported earnings recently which were generally positive. The company had adjusted earnings before interest, taxes, depreciation and amortization (EBITDA) of $2.6 billion in the first half of 2019, up 18% from 2018. Free cash flow of $1.7 billion for the first half the year was also up from 2018, a whopping 47%.

Nutrien also announced a 5% increase in the dividend coming. However, it revised guidance lower, now expecting adjusted net earnings for full year to come in at $2.70-$3.00 a share.

The company is a cash flow machine, having returned $5.2 billion in cash to shareholders since beginning of 2018. This is split between dividends, which account for $~1.4 billion and share repurchases totalling $3.7 billion. In the past 18 months, it’s bought back more than 11% of its shares outstanding.

Nutrien is a well positioned, vertically integrated company that generates massive cash flows. The company still has plenty of room to grow as it realizes more synergies from its merger and continues to expand its already large market share.

Bottom line

Both companies are large, well-respected companies that are leaders of their industries. Cameco is a great choice for investors looking for more capital gains. The company is poised for great growth if the price of uranium can continue to rebound.

Nutrien is a better pick for investors looking for a company that offers stable cash flows and stable growth. It also pays a nice, little dividend too.

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Fool contributor Daniel Da Costa has no position in any of the stocks mentioned. Nutrien is a recommendation of Stock Advisor Canada.

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Huawei to offer S$100 voucher to 5,000 customers who did not get to buy S$54 promotion smartphone

Chinese tech company Huawei said that it will be giving out S$100 Huawei smartphone vouchers to those affected by the recent S$54 National Day promotion that went south.

In a media statement yesterday (30 July), the company apologised for the inconvenience and wishes to “make it right” for everyone by extending a S$100 voucher to the 5,000 affected customers who have registered at its stores between 26 – 28 July 2019.

These individuals will be contacted by Huawei’s team within a fortnight from 2 August 2019. Other than those who have managed to leave their name with the stores, it will also be trying to reach out to those who queued at the stores but were not able to leave their particulars.

Huawei noted that the vouchers – $500,000 to be given out in total – are applicable on selected models including Y6 Pro, Nova 3i, P30 Pro, P30, P30 Lite, Mate 20 X, Mate 20 Pro, and Mate 20.

With regards to the botched promotion, the company said, “We had prepared approximately 2,000 handsets but clearly underestimated the overall customer demand, resulting in a poor consumer experience for those trying to buy the phone.”

“We did not carefully consider our customers’ well-being enough and should have been better prepared for this promotion,” it added.

The promotion launched last Friday (26 July) was intended to be a three-day promotion to commemorate Singapore’s 54th birthday whereby Singaporean citizens and permanent residents aged 50 and above can purchase the Huawei Y6 Pro 2019 at a discounted price of S$54 (retail price at $198) at all Huawei Concept Stores island-wide and selected retailers.

However, the promotion ended within hours of the first day itself after the stocks of the phone completely ran out at every Huawei store.

What’s more, it was reported that the customers who queued up for the phone were told by staff at the participating stores that only 20 to 30 units were allocated to each outlet.

In response to that, Huawei said that each store was given a different stock-allocation based on its historical sales records. For instance, bigger retailer outlets including Courts and Challenger would have approximately 100 sets for its respective stores while some heartland stores (HDB areas) would have 20 to 30 sets.

When asked about claims surrounding the over-promising advertisements by the company on the promotions, its spokesperson shared that the company had only bought one adverting slot on the Chinese evening papers, three social posts, and a note including Terms and Conditions shared on its Facebook fanpage here.

Perhaps what Huawei did not realise is that, other than the company’s advertisement and social post, media outlets picked up on the story and went virally in a manner that no one would have expected. Friends were sharing the news on WhatsApp and via word of mouth. Even after the promotion has been canceled, people continued to talk about the promotion in the coffee shops and on public transportation.

Netizens have also questioned if Huawei had been dishonest with the claim that its stocks were sold out as videos and photos have been circulated online, showing that the Y6 Pro model was still on sale after the promotion has ended.

In response to TOC’s query on such claims, its spokesperson explained that only 27 stores around the island participated in its promotion and the other stores which did not take part in the promotion, were continuing its sales with their own existing stock.

All in all, Huawei acknowledged “that a better plan should have been in place”, and it will strive to be “more prudent” in its future decisions and actions.

“It is our customers’ loyalty and trust that continue to contribute to Huawei’s success in Singapore and we will continue to provide the best products and experience as always.”

The company also stated that it is collaborating with the Consumers Association of Singapore and the Advertising Standards Authority of Singapore over the promotion as well as to address prior concerns.

The post Huawei to offer S$100 voucher to 5,000 customers who did not get to buy S$54 promotion smartphone appeared first on The Online Citizen.

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The Hilton Honors American Express Business Card 125,000 Bonus Points

Hilton Honors American Express Business credit card bonus promotion offer Hilton Honors BusinessFor business owners looking for a hotel rewards card, the Hilton Honors American Express Business Card presents a welcome offer of 125,000 Hilton Honors bonus points after you spend $3,000 in eligible purchases on the card in the first 3 months of card membership.

It comes with a $95 annual fee that isn’t waived (see Rates & Fees). However, if you travel often, your Hilton Honors points will quickly grow by earning up to 12X bonus points for every $1 spent on eligible purchases with this card. Additionally, receive complimentary Gold Status with your Amex Hilton Honors Business Card!

Hilton Honors American Express Business Card

Hilton Honors American Express Business Card

Why You Should Apply

Welcome Offer: New cardholders can earn 125,000 Hilton Honors bonus points after you spend $3,000 in eligible purchases in the first 3 months of card membership. Hilton Honors points are worth about 0.5 cents each. Thus, this bonus will come out to a $625 value.

Earn Up to 12X Points: Earn 12X Hilton Honors bonus points for each dollar of eligible purchases at hotels and resorts in the Hilton portfolio, 6X Hilton Honors bonus points for every $1 dollar on select business and travel purchases, and 3X Hilton Honors bonus points for all other purchases.

Complimentary Hilton Honors Gold Status: The Hilton Honors American Express Business Card includes complimentary Gold status at Hilton Hotels. Without this perk, you could only get Gold status by booking 20 stays or 40 nights at Hilton properties per year. The benefits include:

  • A 25% boost to Honors base points earned
  • Every standard-rate fifth night free on stays of five nights or more
  • Late checkout
  • Digital check-in

Cardholders who spend at least $40,000 on purchases on their Hilton Honors Ascend Card from American Express during one calendar year will be awarded Diamond status. Diamond status includes a 50% point bonus on Hilton stays, room upgrades, and access to executive floor lounges at select properties (when available). Diamond card holders also receive all the benefits of Gold, Silver, and Blue membership.

Additional Benefits

Along with some standard purchase and travel protection benefits, the Amex Hilton Honors Business Card features:

Free Weekend Night Reward. You’ll earn a complementary Weekend Night Reward once you spend $15,000 on eligible purchases with your card in a calendar year. Depending on how you use it, this perk may be worth more than enough to cover the annual fee (see Rates & Fees).

Second Weekend Night Reward. You’ll earn a second Weekend Night Reward from Hilton Honors after you spend $60,000 on eligible purchases with your card in a calendar year.

10 Free Priority Pass Visits: Whether you just want to relax or get work done, you’ll have 10 free visits to over 1,000 Priority Pass airport lounges every year. Additional passes are just $27. This is a great perk if you tend to travel through airports that have a Priority Pass lounge.

No Foreign Transaction Fees: Use your card on purchases when you travel abroad without paying that 2.7 – 3% foreign transaction fee (see Rates & Fees).

Enjoy Travel & Purchase Perks

Travel perks. You can qualify for weekend rewards as long as your business charges at least $15,000 in purchases to your card each calendar year. Any year you spend at least $45,000 you get a second weekend night. You’ll also get 10 free visits to over 1,000 Priority Pass airport lounges every year. In addition, when you spend $40,000 on eligible purchases on your card in a year, you can earn Hilton Honors Diamond status through the end of the next year. Plus, use your card outside of the U.S. without worrying about foreign transaction fees (see Rates & Fees).

Purchase protection. Eligible items purchased with this card are covered if they break or they’re stolen. They’ll be protected from accidental damage or theft for up to 90 days from the moment you buy them. In addition, receive extended warranty on eligible items. Extend the original manufacturer’s warranty for up to one additional year. This applies to warranties of 5 years or less that are eligible in the U.S.

American Express OPEN benefits. The American Express Hilton Honors Business Credit Card is an OPEN card with benefits shared by other OPEN cards. You’ll save even more money and make small quality of life improvements. Enjoy a discount available through select partners for businesses. Get 5% off or 2 Membership Rewards points per dollar spent on purchases. Select partners include FedEx, Hertz, HP and 1-800 Flowers. This leads to some significant savings for companies who spend a lot with these merchants.

Amex Offers benefits. Participate in Amex Offers to earn more points and savings across select merchants. Just check your account weekly and add your desired available offers to your card. Then, you’re on your way to saving hundreds of dollars and earning tons of extra points.

Complimentary Gold Status

As mentioned previously, the Hilton Honors American Express Business Card awards Gold status with Hilton to all cardmembers. Normally, you would need to have 20 stays, 40 qualifying nights, or earn 75,000 Hilton Honors base points in a calendar year to get this benefit. The benefits of Gold status include:

  • 25% boost to Hilton Honors base points earned
  • Every standard-rate 5th night free on stays of five nights or more
  • All lower tier benefits:
    • Guaranteed discounted hotel rates
    • Digital check-in to choose your room, and customize your stay from your mobile device up to 24 hours in advance
    • Complimentary in-room and lobby standard internet access at most Hilton properties
    • Quick reservations and check-ins based on your room preferences
    • Late check-out
    • Express check-out
    • 2nd guest stays free
    • Two complimentary bottles of water per stay at most Hilton properties
  • Extra benefits at select Hilton properties, such as bonus points, upgrades, complimentary breakfast, snacks, and drinks

Earning Points

The Hilton Honors American Express Business Card gives you 6 points per dollar spent at U.S. gas stations, wireless telephone services purchased directly from U.S. service producers, and U.S. purchases for shipping.

You’ll also receive 6 points per dollar spent at U.S. restaurants, flights booked directly with airlines or amextravel.com, and car rentals booked directly from select car rental companies. Take advantage of these 6x earning categories. Quickly grow your points with those categories. Or, you can stay at select Hilton properties that grant you 100 – 1,000 bonus points per stay.

In addition, book and stay at your desired Hilton property to earn 12 points per dollar spent. Hilton has tons of opportunities throughout the year for you to earn more bonus points for your stay when you visit the Hilton Honors website. For everything else, you’ll get 3 points per dollar.

Redeeming Rewards

There are a few ways you can redeem your points with your Hilton Honors American Express Business Card.

The most popular way is to use your points to pay for your hotel room or claim free nights at any of Hilton’s participating hotels. When you use your Hilton Honors points to book your stay, points are deducted immediately from your account. Also use your points for experiences, like concerts and travel, or on-property rewards, like vacation packages, all-inclusive resorts, and golf rewards.

Other options include earning airline/rail miles, car rentals, and cruise certificates, online shopping rewards, exchanging points with airline/rail and credit card rewards programs, and donating to charities and non-profits. You can even pool your points with up to 10 friends and family each year to ease booking expensive awards.

More Flexibility Than Hilton Honors?

Here’s how the Hilton Honors American Express Business Card stacks up against the Chase Ink Business PreferredSM Card another highly recommended small business credit card.

With the Hilton Honors American Express Business Card:
• Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
• Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
• Enjoy complimentary Gold Status with your Hilton Honors Business Card.
• Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
• Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
• Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority PassTM Select membership, which offers access to over 1,000 lounges in over 120 countries.
• Terms apply.
See Rates & Fees

Chase Ink Preferred card
With the Chase Ink Business PreferredSM Card:
• Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $1,000 toward travel when you redeem through Chase Ultimate Rewards®
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
• Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
• Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
• Redeem points for travel, cash back, gift cards and more – your points don’t expire as long as your account is open
• No foreign transaction fees
• Employee cards at no additional cost
• $95 Annual Fee

The Ink Business PreferredSM Card is better for small business owners who value flexibility above all else. You can’t transfer your Chase Ultimate Rewards points to Hilton. Instead, the points you earn can be used to book travel through Chase’s Ultimate Rewards portal or transferred to different airline and hotel programs at a 1:1 ratio. If you’re not particularly loyal to the Hilton brand, it’s best to get the Ink Business PreferredSM Card instead of the Hilton Honors Amex Business Card.

Editor’s Alternative Pick

Chase Sapphire Preferred Card
With the Chase Sapphire Preferred® Card:
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
• 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

Bottom Line

The Hilton Honors American Express Business Card can be valuable for those who consistently stay at Hilton hotels and resorts. Although the annual fee of $95 (see Rates & Fees) not waived the first year, this card is excellent if you utilize the perks. Plus, you can earn up to 12X Hilton Honors bonus points when you use your card.

Enjoy all that the Hilton Honors American Express Business Card has to offer with a phenomenal welcome offer! Now is the best time to sign up and start planning your next trip. Review our complete list of bonuses offered by various credit cards for other offers.

(Visit American Express for more details)

What’s the Competition?

Capital One Venture card
With the Capital One® Venture® Rewards Card:
• Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
• Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
• Named ‘The Best Travel Card’ by CNBC, 2018
• Receive up to $100 application fee credit for Global Entry or TSA Pre?®
• Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
• Miles won’t expire for the life of the account and there’s no limit to how many you can earn
• No foreign transaction fees
• $0 intro annual fee for the first year; $95 after that

With the HSBC Cash Rewards Mastercard® credit card:
• Earn unlimited 1.5% cash rewards on all purchases.
• Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
• 10% Anniversary Bonus on all Cash Rewards earned once a year.
• No Annual Fee.
• 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
• No Foreign Transaction Fees.
• $0 liability for unauthorized purchases.
• Terms Apply.
• See Rates & Fees

Chase Freedom card
• Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• Unlimited 1% cash back on all other purchases – it’s automatic
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%.
• 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
• No annual fee
• Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
• Free credit score, updated weekly with Credit JourneySM

While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.

For rates and fees of the The Hilton Honors American Express Business Card, please click here.

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The post The Hilton Honors American Express Business Card 125,000 Bonus Points appeared first on Hustler Money Blog.

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VoiceMail PRO – adding VoiceMail to Websites

As internet marketers who aim to invite, engage and gather customers, voice messaging is a relevant medium of business communication. In fact, voicemails enhance customer service. So, what if people can leave voicemail messages on your website rather than asking them to fill out long, annoying and discouraging forms for their concerns and queries? What…

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TFSA Investors: Turn $6,000 Into $50,000 in Fewer Than 6 Years

Canadian Dollars

Tax-Free Savings Accounts (TFSAs) are an increasingly popular and tax-effective way to grow wealth. The accounts, which were introduced in 2009, allow investors to receive dividends, interest payments, and capital gains tax free if the appropriate rules are followed. Importantly, all withdrawals are typically tax free and can be made at any time, increasing the attractiveness of a TFSA as a tax-sheltered investment.

While many investors look to bonds and guaranteed investment certificates (GIC) to generate returns, it is high-quality dividend-paying stocks that offer one of the fastest and proven means of maximizing the advantages of a TFSA to create wealth. One that stands out for all the right reasons is Brookfield Property Partners (TSX:BPY)(NASDAQ:BPY). Unlike many smaller real estate investment trusts (REITs), Brookfield Property owns a globally diversified portfolio of top-tier commercial properties including office, retail, and entertainment assets.

Quality assets

The marque status of many of those properties, particularly for the partnership’s retail assets, means that they are essentially immune to many of the pressures weighing on the real estate industry, notably shopping malls. That makes Brookfield Property an attractive long-term investment for investors seeking exposure to less-volatile hard assets like global real estate.

This appeal is further underscored by Brookfield Property’s regular quarterly distribution, which it has hiked for the last six years straight to yield a very juicy 6.8%. This payment is sustainable when it is considered that it has a payout ratio of trailing 12-month funds from operations (FFO) of 94%. Growing revenue, net operating income, and FFO will all contribute to not only ensuring that the distribution remains sustainable but allow Brookfield Property to continue hiking it on a regular basis.

The partnership provides investors with a hassle-free means of accessing the magic of compounding. They can reinvest the distributions paid through Brookfield Property’s distribution-reinvestment plan at no extra cost to purchase additional units.

The significant advantage that this provides becomes clear when it is considered that over the last five years, had an investor invested $10,000 and reinvested all distributions paid, the initial investment would be worth $14,919, which is an annual return of 8.2%. Whereas if the distributions were taken in cash, then the initial amount would only be worth $14,731, equating to an annualized return of 7.9%.

Foolish takeaway

While there is no guarantee that past returns are representative of future performance, if an investor invested their $6,000 TFSA contribution in Brookfield Property, added $6,000 annually, and reinvested all distributions, they would have $50,000 in just over five years. The likelihood of Brookfield Property consistently delivering solid long-term returns is high, especially when the quality of its property portfolio is considered along with the strength of its management team and capital-recycling strategy.

Brookfield Property is targeting 5-8% annual distribution growth, further boosting returns and the power of compounding. This goal appears achievable when Brookfield Property’s proven history of FFO growth, which has a compound annual growth rate of 8% per diluted unit since 2014, is considered.

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Fool contributor Matt Smith has no position in any of the stocks mentioned. Brookfield Property Partners is a recommendation of Stock Advisor Canada.

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