Will Bitcoin Bounce Back?

A depiction of the cryptocurrency Bitcoin

Bitcoin has been doing very well in 2019, as the cryptocurrency has already more than doubled from around US$4,000 at the start of the year to Monday getting close to US$11,000. It’s a big recovery. Many people thought that Bitcoin was dead after crashing in 2018 after peaking at around US$20,000 in late 2017. Concerns about safety and security have had disastrous impacts on the adoption of the digital currency, especially with companies banning it and making it hard for prospective investors to learn about it.

However, since mysteriously receiving a big order this year, it’s been gaining traction and made a good recovery. While it still has a long way to go to getting back to its previous highs, there’s definitely interest in crypto again, and it’s even more impressive now that it has been able to rise given the obstacles that Bitcoin still faces today.

Facebook’s Libra gets the public interested in cryptocurrencies again

One of the big drivers behind the excitement lately has been news that Facebook (NASDAQ:FB) would be launching Libra, the tech company’s own cryptocurrency. Facebook says it’s not expected to be ready until next year, possibly even later than that, as it sorts through regulatory issues. The company knows there is still a lot of resistance and concern about digital currencies and the company’s COO Sheryl Sandberg recently told BNN Bloomberg, “We know we have a lot of work to do, but this was an announcement of what we would like to do with a roadmap for people to jump in and help us do it.”

Facebook clearly believes that there is a path for cryptocurrencies to become adopted into the mainstream, and that has gotten investors excited about the long-term possibility of not just Libra, but Bitcoin as well. It’s a big change from Facebook after the company announced it was banning Bitcoin-related ads, as it seemed to distance itself from digital currencies. Ironically, the company might end up promoting cryptocurrencies; in order for Libra to succeed, Facebook will have to address many of the same risks and fears that people have about Bitcoin as well.

Blockchain stocks to benefit?

One stock that investors will want to keep tabs on as Bitcoin keeps rising is Hive Blockchain Technologies (TSXV:HIVE), which has also been soaring this year. Up more than 80%, the stock’s performance is definitely correlated with the rise in Bitcoin. The more that the cryptocurrency remains in the news and in the mainstream, the better the odds that Hive will rally as well.

Even though blockchain and digital currencies are not one and the same, we’ve often seen them move in unison together. Hive is not dependent on Bitcoin for its success, as there are many other cryptocurrencies out there, but it is certainly the most popular one. And if Bitcoin is doing well, then that means people are talking about blockchain, and that could have a bullish impact on Hive’s stock price as well.

Like Bitcoin, Hive is also nowhere near its peak price a few years ago when it was trading at more than $6 per share. The good news is that there could be a lot of room for the stock to rise in value, especially if Bitcoin continues its impressive rally.

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More reading

Randi Zuckerberg, a former director of market development and spokeswoman for Facebook and sister to its CEO, Mark Zuckerberg, is a member of The Motley Fool’s board of directors. Fool contributor David Jagielski has no position in any of the stocks mentioned. David Gardner owns shares of Facebook. Tom Gardner owns shares of Facebook. The Motley Fool owns shares of Facebook.

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BBVA Promotions: $100, $150, $200, $250 Checking & Savings Bonuses

BBVA

Here you can find the latest BBVA promotions, bonuses, and offers here for Checking, Money Market, & CD accounts.

Typical bonus offers are for $100, $150, $200, and $250 cash bonuses.

About BBVA

Being an industry leading bank, BBVA offers retail, small business, commercial and wealth management products and services. With over 650 convenient branches spread throughout the states of Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas, you are able to take advantage of your account wherever you are.

BBVA offers a vast selection of offers and services to cater to your banking needs. With Personal Money Market Rates and CD rates, you are able to earn much more! However, you can also compare the accounts to our list of bank promotions.

TOP BBVA PROMOTIONS
*Find all BBVA Promotions here*
PROMOTIONAL LINK OFFER REVIEW
BBVA Money Market 2.00% APY Review
BBVA Online Checking  No Monthly Fee Review
BBVA Free Checking  No Monthly Fee Review
BBVA Certificate of Deposit  2.25% APY Review


BBVA Online Checking Account


BBVA Online Checking account

Experience the future of online checking

BBVA Online Checking– This checking account, gives you access to secure access to transactions, bill pay and a host of other options from your computer or smartphone.

Along with features such as access to your cash from over 64,000 AllPoint and BBVA ATMs with no ATM withdrawal fee. You’re able take advantage of the benefits by opening your new Checking account with only a minimum opening deposit of $25.

(Visit BBVA for more details)

SUMMARYMONTHLY FEESFINE PRINT
  • Open with $25
  • No monthly Service Charge
  • No ATM withdrawal fees at more than 64,000 Allpoint® and BBVA ATMs worldwide
  • Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One free BBVA Visa Debit Card per account holder:
    • Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Mobile Banking App
    • Earn cash back rewards for everyday debit card purchases with Simple Cash Back

There is no monthly service charge associated with the BBVA Online Checking account.

  • With your BBVA Premium Checking, BBVA Convenience Checking, or BBVA Online Checking account, there will be no charge for use of an ATM in the Allpoint® network and participating 7-Eleven® locations, as long as you use the BBVA Debit Card issued in conjunction with one of these accounts.
  • ATM fees may apply to certain 7-Eleven locations in Oklahoma, Hawaii, and Alaska.
  • All 7-Eleven ATMs with an FCTI contact sticker on the ATM are fee-free.
  • If you feel you have been charged a surcharge in error at an Allpoint® or participating 7-Eleven® ATM, please call BBVA at 1-844-BBVAUSA.

BBVA Free Checking Account


BBVA Free Checking account

You could save $144/yr with Free Checking

BBVA Free Checking– Looking for a bank with free checking? With BBVA Free Checking, you pay a $0 monthly Service Charge, plus you never have to worry about fulfilling any requirements to waive monthly fees.

That’s the savings and peace of mind you get with BBVA. Your Free Checking account comes loaded with free features, plus it gives you the flexibility to customize your account by adding optional Custom Features to meet your specific banking needs.

This free Checking account is available only to residents of states that have physical BBVA branches – AL, AZ, CA, CO, FL, NM, and TX. 

(Visit BBVA for more details)

SUMMARYMONTHLY FEESFINE PRINT
  • Open with $25
  • No monthly Service Charge
  • No ATM fees at BBVA USA ATMs
  • Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One Free Visa® Debit Card per account holder:
    • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
    • Personalize with your favorite photo for $10 per card
  • Free customizable alerts
  • Free online and paper statements
  • Free unlimited check writing

There is no monthly service charge associated with the BBVA Free Checking account.

  • All checking accounts and Debit Cards are subject to approval, which may include credit approval.
  • Custom Features are available to BBVA Free Checking accountholders. Such accountholders can select Custom Features based on their personal financial needs, for a fee per Custom Feature per statement cycle.
  • Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

BBVA Money Market 2.00% APY


BBVA Money Market account

Earn more than the national average

BBVA Money Market– The Money Market account offers a high rate of 2.00% APY to new customers that open an account.

Simply open an account with at least $25 to get started. Even better, you’ll earn this exceptional rate on your entire balance with at least $10K in your account.

(Visit BBVA for more details)

SUMMARYMONTHLY FEESFINE PRINT
  • Apply with only $25 opening deposit
  • You could earn up to 2.00% Annual Percentage Yield (APY)
  • Interest compounds and is credited monthly
  • 24/7 online access with Online and Mobile Banking
  • Link to your BBVA Checking account for Overdraft Protection
  • Easy money withdraw in branch or via BBVA ATMs with no fees

There is a monthly service charge of $15 per month. However, you can waive the monthly with one of the following:

  • Maintain a minimum daily collected balance for each month of $10,000 or more. OR
  • Set up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA Money Market account. This transfer must be in effect at the time the Service Charge is assessed.
  • All savings accounts are subject to approval.
  • Fees may reduce earnings on account. Additional terms and miscellaneous fees may apply.
  • Withdrawal transactions from savings and money market accounts are governed by federal law and, if transaction limitations are exceeded, the account could be reclassified as non-interest bearing.
  • Federal law limits transfers to another deposit account with BBVA or to a third party by means of a preauthorized agreement, telephonic request, check, debit card, draft or similar order (including Online Banking transfers and sweep transfers from a savings or money market account) to a total of six (6) per month.
  • There is no limit on the number of withdrawals from such accounts when made in person at a BBVA banking office or at an automated teller machine. Withdrawal transactions are subject to Excess Transaction Fees.

  • BBVA Certificate of Deposit (CD) 36-Month 2.25% APY


    BBVA CD account

    Make your savings work harder with a BBVA CD account

    BBVA Certificate of Deposit (CD)– Enjoy the confidence of depositing your savings with one of the top 20 largest U.S. commercial banks based on deposit market share.

    They currently offer a promotional rate of 2.25% APY to new customers that open an account online for a 36-month CD. Simply go online and open an account with at least $500 to get started. Once you deposit $500 or more, you will earn interest at 2.25% APY. They also offer no maintenance fees, great customer service and your CD is FDIC insured.

    (Visit BBVA for more details)

    SUMMARYMONTHLY FEESFINE PRINT
    • FDIC Insurance (Up to applicable limits)
    • No Maintenance Fees
    • Online Access 24/7
    • With BBVA, you’ll enjoy the confidence of depositing your savings with one of the top 20 largest U.S. commercial banks based on deposit market share.
    • $500 minimum opening deposit required to earn Annual Percentage Yield (APY)
      Substantial penalty for early withdrawal.
    • $2,500,000 maximum deposit ($250,000 maximum deposit for Certificates of Deposit accounts opened online).

    There are no maintenance fees associated with the BBVA CD account. Some banks charge you extra to maintain your CD account. BBVA does not.

    • Interest rates and Annual Percentage Yield are subject to change at any time at the discretion of BBVA. CD accounts subject to approval.
    • $500 minimum opening deposit required to earn advertised APY. Advertised APYs are only available for new CDs and for the initial CD term.
    • Advertised APYs will not apply for subsequent renewals terms. Fees could reduce earnings on the account.
    • Substantial penalty for early withdrawal. $250,000 maximum deposit for CD accounts opened online.
    • BBVA opens CD accounts that have no certificate known as Time Deposits or TDs.

    BBVA $250 Checking Bonus 


    Earn $250 when you open a new Checking Account in branch.

    BBVA Consumer Bonus – California residents can take advantage of a $250 bonus when you sign up and open a new Checking Account in branch.

    • Account Type: Checking Account
    • Availability: CA (Locator) *in branch*
    • Expiration Date: July 1, 2019
    • Credit Inquiry: Soft Pull
    • ChexSystems: None
    • Credit Card Funding:$500 Visa only and personal cards only
    • Direct Deposit Requirement: Yes, $500+
    • Early Termination Fee: If the account is closed within a year the bonus will be forfeit

    (Expires July 1, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSWAIVE THE MONTHLY FEESFINE PRINT
    • BBVA is offering a bonus of up to $250 when you open a new checking account and complete the following requirements:
      • Open a new eligible checking account and receive one direct deposit of at least $500 within 60 days of account opening to receive a $200 bonus
      • Receive an additional $50 bonus by continuing to receive that direct deposit for an additional three months
    • The best account to open is the BBVA Free Checking as this has no monthly fees to worry about.
    • $200 bonus:
      • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus.
      • Eligible accounts include BBVA Free Checking and Easy Checking.
      • Within sixty (60) days of account opening the “Initial Direct Deposit Period”, at least one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 must post to the new checking account (“Qualifying Direct Deposit”).
      • The $200 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
    • $50 bonus:
      •  If you earn the $200 Origination Checking Bonus, you could also earn an additional $50 by continuing to receive a Qualifying Direct Deposit of $500 or more for each of the next three (3) consecutive calendar months after the expiration of the Initial Direct Deposit Period.
      • The Initial Direct Deposit period of sixty (60) days is described above.
    • The $50 cash bonus will be deposited into the new checking account within 90 days of meeting the additional bonus requirements described above. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
    • Checking accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.
      The maximum bonus amount is $250 per household: (1) one $200 Origination Bonus and (2) one $50 Additional Direct Deposit Bonus.
    • BBVA Employees are eligible for each bonus. Workplace Solutions / for Your Cause clients are eligible for this offer.
    • These bonuses are not combinable with other BBVA cash bonus promotions. And you may not have received a bonus for a qualifying direct deposit in the past 12 months.
    • Offer subject to change at any time without notice. BBVA may report the value of the bonus to the IRS as required by law. Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
    • We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    BBVA $150 Checking Bonus


    BBVA

    $100 Workplace Solutions / BBVA For Your Cause Offer

    BBVA Consumer Bonus – Open a qualifying BBVA consumer checking account with a valid Workplace Solutions or For Your Cause code between May 1, 2019 – August 31, 2019 for this bonus.

    • Account Type: Checking
    • Availability: Nationwide (Locator)
    • Expiration Date: Limited Time
    • Credit Inquiry: Soft Pull
    • ChexSystems: No
    • Opening Deposit: $25
    • Credit Card Funding: Up to $500
    • Direct Deposit Requirement: Yes
    • Monthly Fee: See below on how to waive fees
    • Household Limit: None listed
    • Closing Account Fee: Accounts closed within 12 months of opening will forfeit the bonus

    (Expires August 31, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSOFFER RESTRICTIONSFINE PRINT
    • Receive the first $100 cash bonus by making an electronic direct deposit in the amount of at least $500 within 60 days of account opening.
    • After you get the first $100, receive a second $50 cash bonus by getting approved for and close a BBVA Signature Express Loan within 60 days of opening a new consumer checking account, OR
    • Earn an additional $50 bonus (“Credit Card Bonus”), if, within 60 days of opening the new consumer checking account required for the Direct Deposit Bonus, you also: (1) are approved for and open a BBVA ClearPoints Credit Card; and (2) make a Qualifying Purchase using the new credit card within 60 days of opening the new consumer checking account.
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or has received a cash bonus for account opening in the past 12 months.
    • The checking account must be coded with a Workplace Solutions or BBVA For Your Cause? code at account opening.  The banker is responsible for adding the valid Workplace Solutions or BBVA For Your Cause? code at account opening.
    • Eligible BBVA consumer checking accounts include consumer checking accounts  (BBVA Premium Checking, BBVA Free Checking, Easy Checking, and BBVA Online Checking) (BBVA Online Checking available online only).
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or has received a cash bonus for account opening in the past 12 months.
    • The checking account must be coded with a Workplace Solutions or For Your Cause code at account opening.
    • Eligible BBVA consumer checking accounts include consumer checking accounts (BBVA Interest Checking, BBVA Free Checking, Easy Checking, and BBVA Checking).

    BBVA $100 Money Market Bonus


    Earn a $100 bonus when you sign up for a new Money Market Account.

    Open a Money Market account and meet the requirements to earn the $100 bonus + 2.40% APY Rate.

    • Account Type: Money Market Account
    • Availability: Most states, not nationwide (Locator)
    • Expiration Date: Limited Time
    • Credit Inquiry: Soft Pull
    • ChexSystems: Unknown
    • Credit Card Funding: None
    • Opening Deposit: $25
    • Direct Deposit Requirement: none
    • Early Termination Fee: If the account is closed within a year the bonus will be forfeit

    (Expires July 31, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSWAIVE THE MONTHLY FEESFINE PRINT
    • BBVA is offering a bonus of $100 when you open a new money market account. Requirements are as follows:
      • Bring the balance to $10,000 by July 31st, 2019
      • Have at least $10,000 in the account on October 31st
    • This account has a $15 monthly fee. This is waived if you do either of the following:
      • Maintain a minimum daily collected balance for each month of $10,000 or more.
      • Set up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA ClearChoice Money Market account. This transfer must be in effect at the time the Service Charge is assessed.
    • There is a maximum of one (1) bonus per household.
    • You must be a new BBVA consumer money market account customer who has not had a BBVA money market account or received a money market account cash bonus in the past 12 months.
    • Funds cannot currently be on deposit with BBVA.
    • Account must be open and in good standing with a balance of $0.00 or more at the time of bonus payment in order to receive the bonus.
    • Bonus will be paid within 90 days of meeting the bonus requirements.
    • BBVA may report the value of the bonus to the IRS as required by law.
    • Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
    • We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Note: this offer is subject to change at any time.
    • Most states, not nationwide (42 states in total). Unavailable for California, Texas, Florida, Arizona, Alabama, Alaska, Hawaii
    Savings/Money Market Offers You May Like
    Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and  Chase SavingsSM account have nice sign-up bonuses.
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    BBVA $200 Checking Bonus *Targeted*


    BBVA Bonus

    Earn $200 checking bonus from BBVA

    Unfortunately, this is a targeted offer. You must be a BBVA account holder who received this communication by email or mail from BBVA and not currently have any direct deposits posting to your account in order to qualify for the $200 bonus.

    • Account Type: Free or Easy Checking
    • Availability: Nationwide, but targeted (Locator)
    • Credit Inquiry: Soft Pull
    • ChexSystems: No
    • Opening Deposit: $25
    • Credit Card Funding: Up to $500 with a Visa card
    • Direct Deposit Requirement: Yes, $500+
    • Monthly Fee: See below on how to waive fees
    • Household Limit: None listed
    • Closing Account Fee: Accounts closed within 12 months of opening will forfeit the bonus

    (Expires July 26, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
    • For accounts opened in a BBVA branch or through 1-844-BBVAUSA the banker must enter promo code NEWCHK200 in order to be eligible for this bonus.
    • Open a new BBVA Free Checking account by July 26, 2019.
    • Be the primary account holder who received this offer.
    • Receive a qualifying direct deposit of $500 or more within 60 days of opening your account.
    • You must have not had a BBVA consumer checking account within the last 12 months.
    • You can earn a $200 bonus with a new Checking account.
    • Eligible accounts include BBVA Free Checking, BBVA Easy Checking.
    • Application will trigger a Soft Pull, which does not affect your credit
    • Direct deposit is required for the Checking bonus
    • Accounts closed within 12 months of opening will forfeit the bonus
    • Free Checking: There is no monthly service charge for this account.
    • Easy Checking: Monthly Service Charge: $13.95 (cannot be waived)
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus.
    • For accounts opened in a BBVA branch or through 1-800-BBVAUSA the banker must enter promo code NEWCHK200 in order to be eligible for this bonus.
    • For accounts opened online, you must originate your account through bbva.com/cash where this promo code will be automatically entered.
    • Eligible accounts include BBVA Free Checking and Easy Checking.
    • Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 post to the new checking account.
    • There is a maximum of one (1) bonus per household.
    • This o?er is not combinable with any other bonus o?er.
    • You must be a BBVA account?holder who received this communication by email or mail from BBVA and not currently have any direct ?deposits posting to your account in order to qualify for the $200 bonus.
    • To qualify you cannot have received a cash bonus for account opening in the past 12 months.
    • The $200 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.
    • We reserve the right to deduct the bonus amount if the account is ?closed within 12 months of opening.
    • Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
    • ?BBVA may report the value of the bonus to the IRS as ?required by law. Any client whose tax status would require BBVA to impose tax withholding of any ?sort will not be eligible for this bonus.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    BBVA $250 Checking Bonus *Expired*


    BBVA

    Earn $250 in cash bonuses with BBVA in Arizona.

    BBVA Checking Bonus – Earn up to $250 in bonuses for a qualifying Checking account with this offer from BBVA. There is a wide range of checking accounts that qualify for this promotion. This current offer is only available in Arizona and expires April 22, 2019.

    • Account Type: Checking
    • Availability: Arizona (Locator)
    • Expiration Date: 04/22/2019
    • Credit Inquiry: Soft Pull
    • ChexSystems: No
    • Opening Deposit: $25
    • Credit Card Funding: Up to $500
    • Direct Deposit Requirement: Yes
    • Monthly Fee: See below on how to waive fees
    • Household Limit: None listed
    • Closing Account Fee: Accounts closed within 12 months of opening will forfeit the bonus

    (This Offer has expired)

    How To Earn The Bonus

    HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
    • Open a new qualifying BBVA consumer checking account at a participating location between April 8 – April 22, 2019.
    • Receive a Qualifying Direct Deposit of $500 or more within 60 days of opening your account.
    • A $200 bonus will be deposited into your new account within 90 days of receipt of the Qualifying Direct Deposit.
    • If you meet these requirements and then continue to receive a Qualifying Direct Deposit of $500 or more in each of the next three (3) calendar months, an additional $50 will be deposited into the new checking account within 90 days of meeting this additional requirement.
    • $250 bonus offer expires 04/22/2019.
    • You can earn a $200 bonus with a new Checking account and an additional $50 bonus for continuing to receive direct deposits for 3 more months.
    • Eligible accounts include BBVA ClearChoice Interest Checking, BBVA ClearChoice Free Checking and Easy Checking.
    • Application will trigger a Soft Pull, which does not affect your credit
    • Direct deposit is required for the Checking bonus
    • Accounts closed within 12 months of opening will forfeit the bonus
    • See below for monthly fee information for account types
    • ClearConnect Checking: There is no monthly service charge for this account, but be sure to opt out of Paper Statements ($3 fee).
    • ClearChoice Interest Checking: Avoid the $25 monthly service charge in statement cycles when at least one of the following requirements is met:
      • Maintain an Average Daily Collected Balance of at least $5,000 in your BBVA ClearChoice Interest Checking account.
      • Maintain a combined Average Daily Collected Balance of at least $25,000 in your BBVA ClearChoice Interest Checking and BBVA ClearChoice Money Market Account.
      • The primary account holder is enrolled in the BBVA Premier Personal Banking Program and maintains Premier Personal Banking status.
      • The primary account holder is a BBVA Global Wealth Client
    • ClearChoice Free Checking: There is no monthly service charge for this account.
    • Easy Checking: Monthly Service Charge: $13.95 (cannot be waived)
    • ClearChoice Savings: Waive the $15 quarterly Service Charge when you take one of the following actions:
      • Have an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA ClearChoice Savings Account.
      • OR, maintain a minimum daily collected balance of $500 or more in your BBVA ClearChoice Savings Account.
    • Build My Savings: No quarterly service charge for this account.
    • ClearConnect Savings: No quarterly service charge for this account.
    • Young Savers: No quarterly service charge for this account.
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus.
    • Checking accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.
    • The maximum bonus amount is $250 per household: (1) one $200 Origination Bonus and (2) one $50 Additional Direct Deposit Bonus.
    • Employees are eligible for each bonus. Workplace Solutions / for Your Cause clients are eligible for this offer.
    • These bonuses are not combinable with other BBVA cash bonus promotions. And you may not have received a bonus for a qualifying direct deposit in the past 12 months.
    • Offer subject to change at any time without notice. BBVA may report the value of the bonus to the IRS as required by law. Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
    • They reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.


    Bottom Line

    Although BBVA branches are located in certain states, anyone living in the continental U.S can complete an online application for the online checking account. If you sign up for the Free Checking or Premium account, you can expect to gain access to quality features like mobile banking, online bill pay, and more.

    Sign up today while these offers last! And if you aren’t interested, there are hundreds of bank bonuses listed in the complete table of Bank Promotions.

    Bookmark this page for the latest BBVA bonuses, promotions, and offers!

    Other Bank Bonuses You May Like
    The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:

    Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
    HSBC Bank Bonuses. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
    TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
    Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
    Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.

    FEATURED BANK PROMOTIONS
    PROMOTIONAL LINK OFFER REVIEW
    Discover Bank Online Savings $200 Cash Review
    HSBC Premier Checking Member FDIC $750 Cash Review
    HSBC Advance Checking Member FDIC $350 Cash Review
    Huntington Asterisk-Free Checking® $150 Cash Review
    Huntington 5 Checking $200 Cash Review
    Chase SapphireSM Checking $750 Cash Review
    Chase SapphireSM Checking 60,000 Points Review
    Chase Total Checking® + Chase SavingsSM $350 Cash Review
    Chase Premier Plus CheckingSM $300 Cash Review
    Chase College CheckingSM $100 Cash Review
    Chase Private Client $1,250 Cash Review
    TD Bank Beyond Checking $300 Cash Review
    TD Bank Convenience CheckingSM $150 Cash Review
    Discover Cashback Debit Account (Cashback Match) $360 Cash Review
    Citibank Account Package $500 Cash Review
    Chase Total Business Checking® $200 Cash Review
    Huntington Bank Unlimited Plus Business Checking $500 Cash Review
    Huntington Bank Unlimited Business Checking $400 Cash Review
    Huntington Bank Business Checking 100 $200 Cash Review

    More

    The post BBVA Promotions: $100, $150, $200, $250 Checking & Savings Bonuses appeared first on Hustler Money Blog.

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    Vietnam Prime Minister criticises PM Lee’s comments on Vietnam’s “invasion” of Cambodia at 34th ASEAN Summit

    Vietnam Prime Minister Nguyen Xuan Phuc criticised Singapore Prime Minister Lee Hsien Loong for his comments on Vietnam’s march into Phnom Penh, Cambodia in January 1979 which uprooted the ruthless Khmer Rouge regime.

    Mr Phuc was reported to have said that PM Lee’s claim was incorrect and had offended both Vietnam and Cambodia. He also was quoted saying that history has proven that the statement made on Vietnam’s position in the Khmer Rouge fight to be inaccurate.

    This was said on the sidelines of the 34th ASEAN Summit in Bangkok, Thailand on Saturday.

    On 31 May, while sending condolences to Thailand on the death of former Thai PM General Prem Tinsulanonda, PM Lee wrote on his Facebook page, “Thailand was on the front line, facing Vietnamese forces across its borders with Cambodia. [Then] General Prem was resolute in not accepting this.” And added, “This prevented the military invasion and regime change from being legitimized. It protected the security of other Southeast Asia(n) countries, and decisively shape(d) the course of the region.”

    Mr Phuc reportedly said that such a prejudice like this negatively affects Vietnam and Cambodia, especially the families of hundreds of thousands of Vietnamese voluntary soldiers who sacrificed themselves to help the Cambodian people end the genocide by the Khmer Rouge to rebuild their country.

    PM Lee reached out to Prime Ministers of Vietnam and Cambodia.

    Straits Times reported that PM Lee was the one who reached out to the Vietnam Prime Minister and also the Cambodia Prime Minister who shares the same view on the matter.

    PM Lee was quoted saying, “I stated my position and explained why I had spoken about the period of the Cambodian war and Singapore’s perspective on the matter. He explained forthrightly Vietnam’s position on this matter.”

    “Naturally, the two positions are different and we do not expect to change their minds, and they do not expect us to change our minds on this matter.

    “But both of us have moved beyond that to become friends and partners… The best way to move forward, in our view, is on the basis of candour and honesty about what has happened in the past, so that we can develop trust and we can work more closely together and trust one another,” he said.

    Earlier in response to media queries, the Ministry of Foreign Affairs released a statement to say that PM Lee was making reference to the history of Singapore’s relations with Cambodia and Vietnam, specifically to “explain how statesmanship and foresight helped to end the tragic wars that caused great suffering to the people of Indochina, and to bring about the peace and cooperation that the region enjoys today”

    The MFA spokesperson said, “Singapore highly values its relations with Cambodia and Vietnam. Notwithstanding our differences in the past, we have always treated each other with respect and friendship”

    “His [PM Lee’s] references to this painful chapter of Indochina’s history are not new. They reflect Singapore’s longstanding viewpoint, which has been stated publicly before. Our founding Prime Minister, Mr Lee Kuan Yew, wrote about this in his memoirs. ASEAN (then comprising five members) also stated its position on Cambodia clearly in a joint statement that was circulated to the UN Security Council in 1979, that ‘affirmed the right of the Kampuchean people to determine their future by themselves, free from interference or influence from outside powers in the exercise of their right of self-determination’.”

    The statement emphasised that “Singapore had no sympathy for the Khmer Rouge, and did not want to see the Khmer Rouge return to Cambodia” and added that Singapore and ASEAN were keen on providing humanitarian assistance to the Cambodian people and worked with the UN to ensure that the Khmer Rouge wouldn’t end up the eventual government of Cambodia.

    Earlier this month when PM Lee’s comment first garnered traction, Vietnam’s Ambassador to Cambodia, Vu Minh Quang, had already issued a criticism.

    He wrote on his Facebook page, “Invade or liberate. Occupy or protect. It does not matter (if) the cat is black or white.”

    “Nothing forgotten. Nobody forgotten. This year 2019 we celebrate the 40th anniversary of the liberation of Cambodia from the Khmer Rouge Genocide Regime. We put the past if full of pain and hatred behind, to look forward to the future, but it does not mean we have forsaken lessons of history,” wrote the envoy.

    During the Khmer Rouge regime, a quarter of the Cambodia’s population then was killed by the government between 1975 and 1979. Vietnam was invaded by the regime in several instances and had tens of thousands of people killed as a request. As a result of the escalating conflict, Vietnamese soldiers marched into Phnom Penh in January 1979 during a counteroffensive on the southwestern border and removed the regime.

    The post Vietnam Prime Minister criticises PM Lee’s comments on Vietnam’s “invasion” of Cambodia at 34th ASEAN Summit appeared first on The Online Citizen.

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    BBVA Promotions: $100, $150, $200, $250 Checking & Savings Bonuses

    BBVA

    Here you can find the latest BBVA promotions, bonuses, and offers here for Checking, Money Market, & CD accounts.

    Typical bonus offers are for $100, $150, $200, and $250 cash bonuses.

    About BBVA

    Being an industry leading bank, BBVA offers retail, small business, commercial and wealth management products and services. With over 650 convenient branches spread throughout the states of Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas, you are able to take advantage of your account wherever you are.

    BBVA offers a vast selection of offers and services to cater to your banking needs. With Personal Money Market Rates and CD rates, you are able to earn much more! However, you can also compare the accounts to our list of bank promotions.

    TOP BBVA PROMOTIONS
    *Find all BBVA Promotions here*
    PROMOTIONAL LINK OFFER REVIEW
    BBVA Money Market 2.00% APY Review
    BBVA Online Checking  No Monthly Fee Review
    BBVA Free Checking  No Monthly Fee Review
    BBVA Certificate of Deposit  2.25% APY Review


    BBVA Online Checking Account


    BBVA Online Checking account

    Experience the future of online checking

    BBVA Online Checking– This checking account, gives you access to secure access to transactions, bill pay and a host of other options from your computer or smartphone.

    Along with features such as access to your cash from over 64,000 AllPoint and BBVA ATMs with no ATM withdrawal fee. You’re able take advantage of the benefits by opening your new Checking account with only a minimum opening deposit of $25.

    (Visit BBVA for more details)

    SUMMARYMONTHLY FEESFINE PRINT
    • Open with $25
    • No monthly Service Charge
    • No ATM withdrawal fees at more than 64,000 Allpoint® and BBVA ATMs worldwide
    • Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
    • One free BBVA Visa Debit Card per account holder:
      • Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Mobile Banking App
      • Earn cash back rewards for everyday debit card purchases with Simple Cash Back

    There is no monthly service charge associated with the BBVA Online Checking account.

    • With your BBVA Premium Checking, BBVA Convenience Checking, or BBVA Online Checking account, there will be no charge for use of an ATM in the Allpoint® network and participating 7-Eleven® locations, as long as you use the BBVA Debit Card issued in conjunction with one of these accounts.
    • ATM fees may apply to certain 7-Eleven locations in Oklahoma, Hawaii, and Alaska.
    • All 7-Eleven ATMs with an FCTI contact sticker on the ATM are fee-free.
    • If you feel you have been charged a surcharge in error at an Allpoint® or participating 7-Eleven® ATM, please call BBVA at 1-844-BBVAUSA.

    BBVA Free Checking Account


    BBVA Free Checking account

    You could save $144/yr with Free Checking

    BBVA Free Checking– Looking for a bank with free checking? With BBVA Free Checking, you pay a $0 monthly Service Charge, plus you never have to worry about fulfilling any requirements to waive monthly fees.

    That’s the savings and peace of mind you get with BBVA. Your Free Checking account comes loaded with free features, plus it gives you the flexibility to customize your account by adding optional Custom Features to meet your specific banking needs.

    This free Checking account is available only to residents of states that have physical BBVA branches – AL, AZ, CA, CO, FL, NM, and TX. 

    (Visit BBVA for more details)

    SUMMARYMONTHLY FEESFINE PRINT
    • Open with $25
    • No monthly Service Charge
    • No ATM fees at BBVA USA ATMs
    • Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
    • One Free Visa® Debit Card per account holder:
      • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
      • Personalize with your favorite photo for $10 per card
    • Free customizable alerts
    • Free online and paper statements
    • Free unlimited check writing

    There is no monthly service charge associated with the BBVA Free Checking account.

    • All checking accounts and Debit Cards are subject to approval, which may include credit approval.
    • Custom Features are available to BBVA Free Checking accountholders. Such accountholders can select Custom Features based on their personal financial needs, for a fee per Custom Feature per statement cycle.
    • Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

    BBVA Money Market 2.00% APY


    BBVA Money Market account

    Earn more than the national average

    BBVA Money Market– The Money Market account offers a high rate of 2.00% APY to new customers that open an account.

    Simply open an account with at least $25 to get started. Even better, you’ll earn this exceptional rate on your entire balance with at least $10K in your account.

    (Visit BBVA for more details)

    SUMMARYMONTHLY FEESFINE PRINT
    • Apply with only $25 opening deposit
    • You could earn up to 2.00% Annual Percentage Yield (APY)
    • Interest compounds and is credited monthly
    • 24/7 online access with Online and Mobile Banking
    • Link to your BBVA Checking account for Overdraft Protection
    • Easy money withdraw in branch or via BBVA ATMs with no fees

    There is a monthly service charge of $15 per month. However, you can waive the monthly with one of the following:

    • Maintain a minimum daily collected balance for each month of $10,000 or more. OR
    • Set up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA Money Market account. This transfer must be in effect at the time the Service Charge is assessed.
  • All savings accounts are subject to approval.
  • Fees may reduce earnings on account. Additional terms and miscellaneous fees may apply.
  • Withdrawal transactions from savings and money market accounts are governed by federal law and, if transaction limitations are exceeded, the account could be reclassified as non-interest bearing.
  • Federal law limits transfers to another deposit account with BBVA or to a third party by means of a preauthorized agreement, telephonic request, check, debit card, draft or similar order (including Online Banking transfers and sweep transfers from a savings or money market account) to a total of six (6) per month.
  • There is no limit on the number of withdrawals from such accounts when made in person at a BBVA banking office or at an automated teller machine. Withdrawal transactions are subject to Excess Transaction Fees.

  • BBVA Certificate of Deposit (CD) 36-Month 2.25% APY


    BBVA CD account

    Make your savings work harder with a BBVA CD account

    BBVA Certificate of Deposit (CD)– Enjoy the confidence of depositing your savings with one of the top 20 largest U.S. commercial banks based on deposit market share.

    They currently offer a promotional rate of 2.25% APY to new customers that open an account online for a 36-month CD. Simply go online and open an account with at least $500 to get started. Once you deposit $500 or more, you will earn interest at 2.25% APY. They also offer no maintenance fees, great customer service and your CD is FDIC insured.

    (Visit BBVA for more details)

    SUMMARYMONTHLY FEESFINE PRINT
    • FDIC Insurance (Up to applicable limits)
    • No Maintenance Fees
    • Online Access 24/7
    • With BBVA, you’ll enjoy the confidence of depositing your savings with one of the top 20 largest U.S. commercial banks based on deposit market share.
    • $500 minimum opening deposit required to earn Annual Percentage Yield (APY)
      Substantial penalty for early withdrawal.
    • $2,500,000 maximum deposit ($250,000 maximum deposit for Certificates of Deposit accounts opened online).

    There are no maintenance fees associated with the BBVA CD account. Some banks charge you extra to maintain your CD account. BBVA does not.

    • Interest rates and Annual Percentage Yield are subject to change at any time at the discretion of BBVA. CD accounts subject to approval.
    • $500 minimum opening deposit required to earn advertised APY. Advertised APYs are only available for new CDs and for the initial CD term.
    • Advertised APYs will not apply for subsequent renewals terms. Fees could reduce earnings on the account.
    • Substantial penalty for early withdrawal. $250,000 maximum deposit for CD accounts opened online.
    • BBVA opens CD accounts that have no certificate known as Time Deposits or TDs.

    BBVA $250 Checking Bonus 


    Earn $250 when you open a new Checking Account in branch.

    BBVA Consumer Bonus – California residents can take advantage of a $250 bonus when you sign up and open a new Checking Account in branch.

    • Account Type: Checking Account
    • Availability: CA (Locator) *in branch*
    • Expiration Date: July 1, 2019
    • Credit Inquiry: Soft Pull
    • ChexSystems: None
    • Credit Card Funding:$500 Visa only and personal cards only
    • Direct Deposit Requirement: Yes, $500+
    • Early Termination Fee: If the account is closed within a year the bonus will be forfeit

    (Expires July 1, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSWAIVE THE MONTHLY FEESFINE PRINT
    • BBVA is offering a bonus of up to $250 when you open a new checking account and complete the following requirements:
      • Open a new eligible checking account and receive one direct deposit of at least $500 within 60 days of account opening to receive a $200 bonus
      • Receive an additional $50 bonus by continuing to receive that direct deposit for an additional three months
    • The best account to open is the BBVA Free Checking as this has no monthly fees to worry about.
    • $200 bonus:
      • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus.
      • Eligible accounts include BBVA Free Checking and Easy Checking.
      • Within sixty (60) days of account opening the “Initial Direct Deposit Period”, at least one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 must post to the new checking account (“Qualifying Direct Deposit”).
      • The $200 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
    • $50 bonus:
      •  If you earn the $200 Origination Checking Bonus, you could also earn an additional $50 by continuing to receive a Qualifying Direct Deposit of $500 or more for each of the next three (3) consecutive calendar months after the expiration of the Initial Direct Deposit Period.
      • The Initial Direct Deposit period of sixty (60) days is described above.
    • The $50 cash bonus will be deposited into the new checking account within 90 days of meeting the additional bonus requirements described above. Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
    • Checking accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.
      The maximum bonus amount is $250 per household: (1) one $200 Origination Bonus and (2) one $50 Additional Direct Deposit Bonus.
    • BBVA Employees are eligible for each bonus. Workplace Solutions / for Your Cause clients are eligible for this offer.
    • These bonuses are not combinable with other BBVA cash bonus promotions. And you may not have received a bonus for a qualifying direct deposit in the past 12 months.
    • Offer subject to change at any time without notice. BBVA may report the value of the bonus to the IRS as required by law. Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
    • We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    BBVA $150 Checking Bonus


    BBVA

    $100 Workplace Solutions / BBVA For Your Cause Offer

    BBVA Consumer Bonus – Open a qualifying BBVA consumer checking account with a valid Workplace Solutions or For Your Cause code between May 1, 2019 – August 31, 2019 for this bonus.

    • Account Type: Checking
    • Availability: Nationwide (Locator)
    • Expiration Date: Limited Time
    • Credit Inquiry: Soft Pull
    • ChexSystems: No
    • Opening Deposit: $25
    • Credit Card Funding: Up to $500
    • Direct Deposit Requirement: Yes
    • Monthly Fee: See below on how to waive fees
    • Household Limit: None listed
    • Closing Account Fee: Accounts closed within 12 months of opening will forfeit the bonus

    (Expires August 31, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSOFFER RESTRICTIONSFINE PRINT
    • Receive the first $100 cash bonus by making an electronic direct deposit in the amount of at least $500 within 60 days of account opening.
    • After you get the first $100, receive a second $50 cash bonus by getting approved for and close a BBVA Signature Express Loan within 60 days of opening a new consumer checking account, OR
    • Earn an additional $50 bonus (“Credit Card Bonus”), if, within 60 days of opening the new consumer checking account required for the Direct Deposit Bonus, you also: (1) are approved for and open a BBVA ClearPoints Credit Card; and (2) make a Qualifying Purchase using the new credit card within 60 days of opening the new consumer checking account.
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or has received a cash bonus for account opening in the past 12 months.
    • The checking account must be coded with a Workplace Solutions or BBVA For Your Cause? code at account opening.  The banker is responsible for adding the valid Workplace Solutions or BBVA For Your Cause? code at account opening.
    • Eligible BBVA consumer checking accounts include consumer checking accounts  (BBVA Premium Checking, BBVA Free Checking, Easy Checking, and BBVA Online Checking) (BBVA Online Checking available online only).
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or has received a cash bonus for account opening in the past 12 months.
    • The checking account must be coded with a Workplace Solutions or For Your Cause code at account opening.
    • Eligible BBVA consumer checking accounts include consumer checking accounts (BBVA Interest Checking, BBVA Free Checking, Easy Checking, and BBVA Checking).

    BBVA $100 Money Market Bonus


    Earn a $100 bonus when you sign up for a new Money Market Account.

    Open a Money Market account and meet the requirements to earn the $100 bonus + 2.40% APY Rate.

    • Account Type: Money Market Account
    • Availability: Most states, not nationwide (Locator)
    • Expiration Date: Limited Time
    • Credit Inquiry: Soft Pull
    • ChexSystems: Unknown
    • Credit Card Funding: None
    • Opening Deposit: $25
    • Direct Deposit Requirement: none
    • Early Termination Fee: If the account is closed within a year the bonus will be forfeit

    (Expires July 31, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSWAIVE THE MONTHLY FEESFINE PRINT
    • BBVA is offering a bonus of $100 when you open a new money market account. Requirements are as follows:
      • Bring the balance to $10,000 by July 31st, 2019
      • Have at least $10,000 in the account on October 31st
    • This account has a $15 monthly fee. This is waived if you do either of the following:
      • Maintain a minimum daily collected balance for each month of $10,000 or more.
      • Set up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA ClearChoice Money Market account. This transfer must be in effect at the time the Service Charge is assessed.
    • There is a maximum of one (1) bonus per household.
    • You must be a new BBVA consumer money market account customer who has not had a BBVA money market account or received a money market account cash bonus in the past 12 months.
    • Funds cannot currently be on deposit with BBVA.
    • Account must be open and in good standing with a balance of $0.00 or more at the time of bonus payment in order to receive the bonus.
    • Bonus will be paid within 90 days of meeting the bonus requirements.
    • BBVA may report the value of the bonus to the IRS as required by law.
    • Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
    • We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Note: this offer is subject to change at any time.
    • Most states, not nationwide (42 states in total). Unavailable for California, Texas, Florida, Arizona, Alabama, Alaska, Hawaii
    Savings/Money Market Offers You May Like
    Savings account offers are frequently updated. Find the best nationwide Savings/Money Market rates here, and the best Savings account bonuses here. The Axos UFB High Yield Savings, HSBC Direct Savings and CIT Bank Savings Builder accounts offer great rates available nationwide. The Discover Online Savings and  Chase SavingsSM account have nice sign-up bonuses.
    FEATURED BANK RATES
    PROMOTIONAL LINK RATE REVIEW
    Discover Bank Online Savings 2.10% APY + $200 Cash Review
    UFB Direct High Yield Savings 2.45% APY Review
    HSBC Direct Savings Member FDIC 2.30% APY Review
    CIT Bank Savings Builder 2.40% APY Review
    American Express High Yield Savings 2.10% APY Review
    Synchrony Bank Savings 2.25% APY Review
    Barclays Online Savings 2.20% APY Review


    BBVA $200 Checking Bonus *Targeted*


    BBVA Bonus

    Earn $200 checking bonus from BBVA

    Unfortunately, this is a targeted offer. You must be a BBVA account holder who received this communication by email or mail from BBVA and not currently have any direct deposits posting to your account in order to qualify for the $200 bonus.

    • Account Type: Free or Easy Checking
    • Availability: Nationwide, but targeted (Locator)
    • Credit Inquiry: Soft Pull
    • ChexSystems: No
    • Opening Deposit: $25
    • Credit Card Funding: Up to $500 with a Visa card
    • Direct Deposit Requirement: Yes, $500+
    • Monthly Fee: See below on how to waive fees
    • Household Limit: None listed
    • Closing Account Fee: Accounts closed within 12 months of opening will forfeit the bonus

    (Expires July 26, 2019)

    How To Earn The Bonus

    HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
    • For accounts opened in a BBVA branch or through 1-844-BBVAUSA the banker must enter promo code NEWCHK200 in order to be eligible for this bonus.
    • Open a new BBVA Free Checking account by July 26, 2019.
    • Be the primary account holder who received this offer.
    • Receive a qualifying direct deposit of $500 or more within 60 days of opening your account.
    • You must have not had a BBVA consumer checking account within the last 12 months.
    • You can earn a $200 bonus with a new Checking account.
    • Eligible accounts include BBVA Free Checking, BBVA Easy Checking.
    • Application will trigger a Soft Pull, which does not affect your credit
    • Direct deposit is required for the Checking bonus
    • Accounts closed within 12 months of opening will forfeit the bonus
    • Free Checking: There is no monthly service charge for this account.
    • Easy Checking: Monthly Service Charge: $13.95 (cannot be waived)
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus.
    • For accounts opened in a BBVA branch or through 1-800-BBVAUSA the banker must enter promo code NEWCHK200 in order to be eligible for this bonus.
    • For accounts opened online, you must originate your account through bbva.com/cash where this promo code will be automatically entered.
    • Eligible accounts include BBVA Free Checking and Easy Checking.
    • Within sixty (60) days of account opening, must have one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 post to the new checking account.
    • There is a maximum of one (1) bonus per household.
    • This o?er is not combinable with any other bonus o?er.
    • You must be a BBVA account?holder who received this communication by email or mail from BBVA and not currently have any direct ?deposits posting to your account in order to qualify for the $200 bonus.
    • To qualify you cannot have received a cash bonus for account opening in the past 12 months.
    • The $200 cash bonus will be deposited into the new checking account within 90 days of meeting the bonus requirements described above.
    • We reserve the right to deduct the bonus amount if the account is ?closed within 12 months of opening.
    • Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus.
    • ?BBVA may report the value of the bonus to the IRS as ?required by law. Any client whose tax status would require BBVA to impose tax withholding of any ?sort will not be eligible for this bonus.
    • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

    BBVA $250 Checking Bonus *Expired*


    BBVA

    Earn $250 in cash bonuses with BBVA in Arizona.

    BBVA Checking Bonus – Earn up to $250 in bonuses for a qualifying Checking account with this offer from BBVA. There is a wide range of checking accounts that qualify for this promotion. This current offer is only available in Arizona and expires April 22, 2019.

    • Account Type: Checking
    • Availability: Arizona (Locator)
    • Expiration Date: 04/22/2019
    • Credit Inquiry: Soft Pull
    • ChexSystems: No
    • Opening Deposit: $25
    • Credit Card Funding: Up to $500
    • Direct Deposit Requirement: Yes
    • Monthly Fee: See below on how to waive fees
    • Household Limit: None listed
    • Closing Account Fee: Accounts closed within 12 months of opening will forfeit the bonus

    (This Offer has expired)

    How To Earn The Bonus

    HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
    • Open a new qualifying BBVA consumer checking account at a participating location between April 8 – April 22, 2019.
    • Receive a Qualifying Direct Deposit of $500 or more within 60 days of opening your account.
    • A $200 bonus will be deposited into your new account within 90 days of receipt of the Qualifying Direct Deposit.
    • If you meet these requirements and then continue to receive a Qualifying Direct Deposit of $500 or more in each of the next three (3) calendar months, an additional $50 will be deposited into the new checking account within 90 days of meeting this additional requirement.
    • $250 bonus offer expires 04/22/2019.
    • You can earn a $200 bonus with a new Checking account and an additional $50 bonus for continuing to receive direct deposits for 3 more months.
    • Eligible accounts include BBVA ClearChoice Interest Checking, BBVA ClearChoice Free Checking and Easy Checking.
    • Application will trigger a Soft Pull, which does not affect your credit
    • Direct deposit is required for the Checking bonus
    • Accounts closed within 12 months of opening will forfeit the bonus
    • See below for monthly fee information for account types
    • ClearConnect Checking: There is no monthly service charge for this account, but be sure to opt out of Paper Statements ($3 fee).
    • ClearChoice Interest Checking: Avoid the $25 monthly service charge in statement cycles when at least one of the following requirements is met:
      • Maintain an Average Daily Collected Balance of at least $5,000 in your BBVA ClearChoice Interest Checking account.
      • Maintain a combined Average Daily Collected Balance of at least $25,000 in your BBVA ClearChoice Interest Checking and BBVA ClearChoice Money Market Account.
      • The primary account holder is enrolled in the BBVA Premier Personal Banking Program and maintains Premier Personal Banking status.
      • The primary account holder is a BBVA Global Wealth Client
    • ClearChoice Free Checking: There is no monthly service charge for this account.
    • Easy Checking: Monthly Service Charge: $13.95 (cannot be waived)
    • ClearChoice Savings: Waive the $15 quarterly Service Charge when you take one of the following actions:
      • Have an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA ClearChoice Savings Account.
      • OR, maintain a minimum daily collected balance of $500 or more in your BBVA ClearChoice Savings Account.
    • Build My Savings: No quarterly service charge for this account.
    • ClearConnect Savings: No quarterly service charge for this account.
    • Young Savers: No quarterly service charge for this account.
    • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or closed due to negative balance to be eligible for the bonus.
    • Checking accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.
    • The maximum bonus amount is $250 per household: (1) one $200 Origination Bonus and (2) one $50 Additional Direct Deposit Bonus.
    • Employees are eligible for each bonus. Workplace Solutions / for Your Cause clients are eligible for this offer.
    • These bonuses are not combinable with other BBVA cash bonus promotions. And you may not have received a bonus for a qualifying direct deposit in the past 12 months.
    • Offer subject to change at any time without notice. BBVA may report the value of the bonus to the IRS as required by law. Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
    • They reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.


    Bottom Line

    Although BBVA branches are located in certain states, anyone living in the continental U.S can complete an online application for the online checking account. If you sign up for the Free Checking or Premium account, you can expect to gain access to quality features like mobile banking, online bill pay, and more.

    Sign up today while these offers last! And if you aren’t interested, there are hundreds of bank bonuses listed in the complete table of Bank Promotions.

    Bookmark this page for the latest BBVA bonuses, promotions, and offers!

    Other Bank Bonuses You May Like
    The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:

    Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
    HSBC Bank Bonuses. Some big value offers available for their Checking accounts, with some requiring hefty deposits to qualify. They also have an online Savings account offering a very competitive rate.
    TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
    Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
    Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.

    FEATURED BANK PROMOTIONS
    PROMOTIONAL LINK OFFER REVIEW
    Discover Bank Online Savings $200 Cash Review
    HSBC Premier Checking Member FDIC $750 Cash Review
    HSBC Advance Checking Member FDIC $350 Cash Review
    Huntington Asterisk-Free Checking® $150 Cash Review
    Huntington 5 Checking $200 Cash Review
    Chase SapphireSM Checking $750 Cash Review
    Chase SapphireSM Checking 60,000 Points Review
    Chase Total Checking® + Chase SavingsSM $350 Cash Review
    Chase Premier Plus CheckingSM $300 Cash Review
    Chase College CheckingSM $100 Cash Review
    Chase Private Client $1,250 Cash Review
    TD Bank Beyond Checking $300 Cash Review
    TD Bank Convenience CheckingSM $150 Cash Review
    Discover Cashback Debit Account (Cashback Match) $360 Cash Review
    Citibank Account Package $500 Cash Review
    Chase Total Business Checking® $200 Cash Review
    Huntington Bank Unlimited Plus Business Checking $500 Cash Review
    Huntington Bank Unlimited Business Checking $400 Cash Review
    Huntington Bank Business Checking 100 $200 Cash Review

    More

    The post BBVA Promotions: $100, $150, $200, $250 Checking & Savings Bonuses appeared first on Hustler Money Blog.

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    4 tips for LGBTQ and singles to purchase property in Singapore

    For the most of us, securing a property is one of the biggest milestones that we would want to achieve in our lives. It gives us a sense of accomplishment to know that we have a roof over our heads – whether it means owning our own home or just renting one. However, it’s definitely easier said than done.

    In Singapore, things seem to be on a brighter side due to the variety of options and schemes that are available to cater everyone, except for those who are unmarried or LGBTQ. If you fall in any of these categories, then things can be quite challenging for you as most housing policies are skewed towards traditional family units and married couple.

    In fact, LGBTQ couples and families are not considered a family unit under the Housing Development Board’s (HDB) policies, hence they’re not eligible to apply for bigger Built-to-Order (BTO) flats or obtain any relevant government subsidies. This is just one of the classic examples of how tough it can be for them to get hold of a property.

    Despite its sets of challenges, there are certain ways that these groups can keep in mind if they want to secure a home on their own. Having said that, here are four tips that property seekers can follow in order for them to have a seamless and enjoyable home-buying journey.

    Look at different government housing schemes and loans that are applicable to you

    When it comes to purchasing a property, most of us will have to rely on government housing schemes and loans to help us out. Not all of us have a large amount of disposable income to be thrown to finance our property purchase, especially if you’re a young couple or just started building your savings.

    As such, if you’re unmarried and in the hunt to acquire a HDB flat or Executive Condominium (EC), then it’s probably best that you consider availing schemes by HDB like Single Singapore Citizen Scheme (SSCS) and Joint Singles Scheme (JSC). For those who are unaware, the former is meant solely for singles while the latter is for joint ownership for up to two to four single Singaporeans, and applicants can choose to purchase either new or resale flats.

    In terms of qualifying for these schemes, it’s important to note that you will need to be at least 35 years old and older, as well as be a first-time buyer to take advantage of the S$20,000 to S$25,000 in grant given by HDB.

    Although there are not restrictions on the size of a resale flat, if you’re thinking of getting a new place (BTO), 2-room Flexi units at non-mature estates are your best shot.

    Even with the grant, if you’re buying a property, then it’s wise that you have enough savings and a sound financial plan that covers you for months ahead. This is crucial given that you don’t have a partner’s income to fall back on to tide through rainy periods. Here are some methods you can follow so you don’t end up in a financial stress:

    • Have enough fund to sustain yourself, especially in case of emergencies or unexpected loss of job/income.
    • Central Provident Fund (CPF) is also a key factor – understand how much you have in your CPF account and get assessment done for loan eligibility.
    • To calculate your mortgage repayment, you can use PropertyGuru’s Mortgage Repayment Calculator. As a guide, your mortgage payments should not exceed 30 percent of your monthly salary.
    • Try also the PropertyGuru Affordability Calculator to check the maximum property affordability based on the current government regulations and property cooling measures.

    Consider private house

    In case your minimum age, unit type and policies are hindering you from owning your dream house, condominiums are a great alternative depending on your available funds. However, you should keep in mind that private properties often come with hidden costs like monthly maintenance fees and transportation costs, which might add up if public transportation is not easily accessible.

    However, if you think your preferred private property is located in an isolated location now, then lookout for upcoming projects and future government plans for the area so you will have an idea on how the vicinity may be equipped and valued at in the future. Try checking out PropertyGuru’s AreaInsider to scout through different areas in Singapore.

    Renting is another option

    We understand that purchasing a property can be overwhelming for a lot of people. It’s a long-term commitment that comes with a hefty price tag. This is why renting a place is another option. Another plus point of renting is that you can look for a place that is convenient for you – nearer to public transportation or located in the city.

    But, if you rent a home with friends or strangers, most people think that they will need to compromise on their privacy, but they’re wrong. Here are ways you can rent a place without sacrificing your privacy:

    • If you’re single or unmarried, look at which room would work best for you. Although a master bedroom can be slightly pricier, but it offers more privacy as you don’t have to share the bathroom with other tenants.
    • Keep in mind position of your room as it is best to avoid corridor-facing rooms and flats close to the lift. This is to prevent passer-by from seeing what is happening inside the house.
    • If you can stagger financial investments, then you may opt to rent a fully furnished flat with like-minded, similar aged individuals to share costs. Also, avoid buying expensive furniture or appliances when first getting your own space.

    Tenancy rights

    Be sure to always read through the tenancy agreement and negotiate the terms before the commencement of a rental lease. Always take your time to fully understand the clauses of the lease period, especially the exit clauses in case of termination of contract. Remember there’s no turning back after signing the deal!

    Besides that, ensure that you’re protected and compensated sufficiently in case of unexpected lease termination by the owner.However, if you’re buying private property with friends, do keep in mind whether it’s joint tenancy or tenancy in common which determines survivorship rights and other terms.

    There you have it – four tips for the LGBTQs and singles to take the big step of securing a property in Singapore. Happy hunting and good luck!

    The post 4 tips for LGBTQ and singles to purchase property in Singapore appeared first on The Online Citizen.

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