Gaming Jobs Online Review

Do you love playing online games? Do you find yourself spending most of your free time playing? Do you refer to yourself as a gamer? Someone who is considered a hobbyist or individual that enjoys playing various digital or online games. Generally, a gamer refers to any kind of gaming enthusiast, but when used in…

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Discover Bank Promotions for September 20, 2019: $150/$200 Savings Bonus & $360 Cashback Debit

Discover Savings BonusFind the latest Discover Bank promotions, offers, and bonuses for September 20, 2019 here.

Discover Bank has a range of accounts including Online Savings, Checking, Money Market, CD, and IRA accounts.

Their typical amount for their Online Savings are $150 or $200 bonus. Debit Cashback account gets you $360 cash back.

About Discover Bank Promotions

Headquartered in Greenwood, Delaware, Discover Bank is an online-only bank with no retail branches. They can offer better rates by operating their banking services online due to little overhead. Their line of deposit accounts include Savings, Checking, Money Market, CD, and IRA CD accounts.

Discover even has IRAs and CDs with terms of up to to 10 years, as well as Money Market account all with competitive APY rates. Be sure to search of the best bank promotions from the internet’s most updated list, then compare rates with all the best listed on our Savings Rates Page and CD Rates Page.

I’ll review current Discover Bank offers below.

TOP DISCOVER BANK PROMOTIONS
*Find all Discover Bank Promotions here*
PROMOTIONAL LINK OFFER REVIEW
Discover Bank Online Savings $200 Cash Review
Discover Bank Online Savings $150 Cash Review
Discover Cashback Debit $360 Cash Review
Discover Bank CD Up to 2.60% APY Review
Discover Bank Money Market 1.80% APY Review
Discover Bank IRA CD Up to 2.60% APY Review

Discover Online Savings $200/$150 Bonus 

Discover Bank Bonuses

Earn $150 or $200 bonus from Discover

Earn $200 Bonus with $25,000 minimum deposit from Discover Bank. Make sure to utilize the promo code HMB919 when you open an account to see the $200 promotion terms. Your savings account has no monthly minimum balance requirement!

  • Account Type: Discover Online Savings
  • Availability: Online, Nationwide
  • Expiration: 10/7/2019
  • Credit Inquiry: Soft Pull via ChexSystems
  • Opening Deposit: $0
  • Credit Card Funding: None
  • Direct Deposit Requirement: None
  • Monthly Service Fee: None
  • Closing Account Fee: None

One of my first bank bonuses, Discover Online Savings is known for its online convenience and high interest yields. They provide a safe and secure way to save money each month.

As with any online bank, Discover is able to avoid overhead costs of a physical branch, thus saving money and offering you a higher savings rate. This is simply one of the best Discover Bank promotions!

(See Advertiser for full details)

How To Earn The $200/$150 Bonus

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Apply for your first Discover Online Savings Account.
  • Enter Offer Code HMB919 when applying.
    • Fund your first savings account with a minimum of $25K by 10/21/2019 to earn the $200 bonus
    • Fund your first savings account with a minimum of $15K by 10/21/2019 to earn the $150 bonus
  • Maximum bonus eligibility is $200. See advertiser website for full details
  • Earn high interest rate of 1.90% APY
  • No minimum opening deposit, no minimum balance requirement, and no monthly fees
  • Interest on Discover Online Savings Accounts is compounded daily and credited monthly
  • Manage your account online or with the Discover mobile app
  • FDIC insurance up to $250,000
  • There are no monthly service fee for this account.
  • Offer not valid for existing or prior Discover savings customers.
  • Account must be open when bonus is credited.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.
  • Offer may be modified/withdrawn without notice.

Discover Cashback Debit $360 Yearly

Earn 1% cash back for up to $3,000 each month on debit card purchases with a Discover Cashback Debit account. That’s up to $360 Debit Card Cashback per year. Enjoy many perks such as no monthly fees or balance requirements and access to +60,000 free ATMs.

  • Account Type: Discover Cashback Debit
  • Availability: Online, Nationwide
  • Credit Inquiry: Soft pull, which does not affect your credit
  • Monthly Fees: None

(No Expiration Date Listed)

Another great Discover Bank promotion is the Discover Cashback Checking account. I use the free checking account myself which allows me to earn up to $360 a year in cash back bonuses.

How To Earn $360 Yearly Cash Back

HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
  • Access to over 60,000 free ATMs in the U.S. (uses the Allpoint network; the largest ATM network big online banks use)
  • Earn 1% cash back on up to $3,000 in debit card purchases each month
  • Free Online Bill Pay (standard with most banks)
  • Free Check Reorder (good perk; most banks charge for re-orders)
  • No Cost for Replacement Debit Card (standard with most banks)
  • Free Official Bank Check (standard with most banks)
  • No Cost for Expedited Delivery for your Replacement Debit Card (good perk; some banks charge for this)
  • Free Outbound ACH Transfers (standard with most banks)
  • Free Incoming Wire (good perk; most traditional banks charge for this)
  • No monthly fees or monthly balance requirements (standard with online banks; traditional banks usually have monthly maintenance fees)
  • ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards.
  • Purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards.
  • Account must be open at the time the rewards are applied. Offer may be modified or withdrawn without notice.

Discover Certificate of Deposit 2.60% APY Rate

Discover Bank CD

Earn up to 2.60% APY for CD

Discover Bank offers Certificates of Deposit (CD) accounts with some of the highest rates. Depends on the length of the term, you can earn up to 10 years with 2.60% APY.

In order to open a CD, you need a minimum deposit is $2,500 and the interest rates have been consistently competitive with terms as short as 3 months to 120 months long.

CD Term APY Rate
3-Month Term 0.35% APY
6-Month Term 0.65% APY
9-Month Term 0.70% APY
12-Month Term 2.40% APY
18-Month Term 2.40% APY
24-Month Term 2.45% APY
30-Month Term 2.45% APY
3-Year Term 2.45% APY
4-Year Term 2.45% APY
5-Year Term 2.50% APY
7-Year Term 2.55% APY
10-Year Term 2.60% APY

(FDIC Insured)

Interest rate from traditional Savings account can change the next day, however CDs rate can be guaranteed for the length of the term for risk-free income.

CDs features include high interest rates, 24/7 Live Customer Service, Online Account Management, and FDIC Deposit Insurance up to $250,000 per individual account holder (FDIC certificate 5649). Learn more from our in-depth review here.

Discover IRA CD 2.60% APY Rate

If you are thinking about retirement, consider getting a Discover Bank IRA CD account to earn a guaranteed rate to offset your risk for the future. Discover’s 10-year IRA CD is currently earning an incredible rate of 2.60% APY. This is much higher than any savings account I have seen and could be quite a good investment in the long run.

With Discover Bank, you can choose an IRA term as low as 3 months or as long as 10 years. They also provide 24/7 phone service so you can always call them if you have any further questions! Discover IRA CD Review

(FDIC Insured)

Discover Money Market 1.80% APY Rate

Discover Money Market

Discover Bank’s Money Market account offers 1.75% APY rate on balances up to $99,999. Those with a balance $100K and higher, you’ll earn 1.80% APY with easy cash access via ATM, debit, or check. There is no hidden fees and get access to over 60,000 free ATMs.

Discover Bank provides great APY rates so you can earn more money with many free features transfer money, withdraw money, deposit money, view your daily activity, or pay bills in just a few steps online or on your mobile phone. Money Market Account Review

(FDIC Insured)

Should You Open a Discover Bank Account?

We consider Discover Bank to be the top online bank in the country. These Discover bank promotions have a nice deposit bonus along with some of the highest interest rates on savings products.

Discover Monthly Fees

Discover recently eliminated many of their fees– pretty much no fees at all.

Cashback Checking:

  • No monthly service fee
  • No ATM fee at over 60,000 ATMs in the US
  • Zero fee for online bill pay
  • No fee for check order
  • No fee for replacement debit card
  • Zero fee for official bank check
  • No fee for outbound ACH transfers
  • No fee for deposited item returned
  • Zero fee for incoming wire
  • No fee for stop payment
  • No insufficient funds fee

Online Savings:

  • No fee monthly service fee
  • No fee for official bank check & expedited delivery
  • Zero fee for deposited item returned
  • No fee for incoming wire
  • No fee for each excessive withdrawal
  • Zero fee for stop payment order
  • No fee insufficient funds fee

Money Market:

  • No fee for minimum balance fee
  • No fee for ATM fee at over 60,000 ATMs in the US
  • Zero fee for check order
  • No fee for replacement debit card
  • No fee for deposited item returned
  • Zero fee for incoming wire
  • No fee for each excessive withdrawal
  • No fee for stop payment
  • Zero fee for insufficient funds fee

Certificate of Deposits:

  • Zero monthly service fee
  • No fee for official bank check
  • No fee for incoming wire

Bottom Line

Definitely sign up for an online checking or savings account with no monthly fees or minimum balance requirements. Discover also has great CD accounts with outstanding % APY rates.

The Discover Online Savings and Debit Cashback checking are both recommended. A great way to earn some extra money on your cash balances for opening your first online savings account!

*Stay up to date by bookmarking this page for Discover bank promotions, bonuses, and offers!

FEATURED BANK PROMOTIONS
PROMOTIONAL LINK OFFER REVIEW
Chase Premier Plus CheckingSM $300 Cash Review
Chase Total Checking® + Chase SavingsSM $350 Cash Review
Chase Total Business Checking® $200 Cash Review
Simple High-Yield Checking $300 Cash Review
Discover Bank Online Savings $200 Cash Review
Chase College CheckingSM $100 Cash Review
You InvestSM by J.P. Morgan $625 Cash Review
TD Bank Beyond Checking $300 Cash Review
TD Bank Convenience CheckingSM $150 Cash Review
Discover Cashback Debit Account $360 Cash Review
Huntington Bank Unlimited Plus Business Checking $750 Cash Review
Huntington Bank Unlimited Business Checking $400 Cash Review
Huntington Bank Business Checking 100 $200 Cash Review
UFB Direct High Yield Savings 2.25% APY Review
Betterment Everyday Savings 2.21% APY Review
CIT Bank Savings Builder 2.20% APY Review

More

The post Discover Bank Promotions for September 20, 2019: $150/$200 Savings Bonus & $360 Cashback Debit appeared first on Hustler Money Blog.

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Netizens sympathise elderly taxi driver for causing fatal accident after he passed out as tumour in his liver ruptured

On March 22 this year, 72-year-old taxi driver, who didn’t know he had a tumour in his liver, suddenly blacked out while driving along Queensway, causing his vehicle to hit pedestrians at a traffic crossing. He lost his consciousness as the tumour in his liver unexpectedly ruptured.

It is said that How Yuen Fah’s taxi hit at least three pedestrians, including an elderly woman, at a traffic light which was then showing the green man signal.

Due to the impact of the accident, 66-year-old Tng Yew Huay was immediately rushed to the National University Hospital (NUH) where she later succumbed to her head injury at around 9.20pm that day.

The other pedestrians survived the accident.

Following an inquiry on Wednesday (18 September), State Coroner Kamala Ponnanpalam revealed that the accident had been an “unfortunate traffic misadventure”.

The state coroner told The Straits Times (ST) that Mr How was sent to NUH and a scan showed that his tumour ruptured. Besides that, he also underwent a surgery and other medical investigations which pointed out that he had hepatocellular carcinoma, a cancer of the liver.

As such, she said that, “The doctore who treated him clarified that the tumour rupture caused severe bleeding into the involved party’s abdomen and a loss of blood flow to his brain.”

She added, “The doctor also clarified that this caused the transient period of loss of consciousness. Based on the evidence uncovered, there is no basis to suspect foul play.”

How it all started

During the inquiry, it was found that Mr How began driving his taxi at about 6.30pm on 22 March. ST reported that he felt fine at that time and was well rested before he started his shift.

However, he felt a sharp pain in his right abdomen after picking up three passengers at a taxi stand at Bishan Road. The pain eventually went away.

But, the pain came back when he was travelling along Commonwealth Avenue West towards Queensway. This time he also felt pain in his neck, his vision became blurry and he started breaking out in cold sweat.

To feel better, he applied medicated oil on his forehead and nose.

Soon after that, Mr How stopped at the junction of Jalan Bukit Merah as the traffic lights turned red.

According to the state coroner, she said that Mr Ho remembered signalling right before he lost his consciousness.

This was when his car beat the red light and suddenly veered and plowed into pedestrians crossing the road.

“When he regained consciousness, he heard the front seat passenger..shouting at him,” said the state coroner.

After he woke out, Mr How said that he felt pain at the right side of his stomach. He also realised that his vehicle’s windscreen was cracked and he was already at the junction of Alexandra Road.

He also noted that he didn’t know that a collision had happened.

Here’s a video of accident published by ST.

Upon reading this news, many netizens felt sorry for Mr How for this unfortunate incident and hopes he recovers soon. Writing in the Facebook pages of Mothership and ST, they also said that Mr How must have felt horrible to regain his unconsciousness and know that he killed someone.

Besides that, a large number of them also question the need for a 72-year-old man to work at such an old age. They said that he should be retired and rest at home but is forced to work as he might not have enough savings to survive in this country.

Others suggested that elderly workers should go for general health screening so this kind of unfortunate accident can be prevented. Some proposed that “all driving lessons should include a part to teach people what to do if they themselves have a medical emergency”. By doing so, they will know what they should do if they encounter such a situation.

 

The post Netizens sympathise elderly taxi driver for causing fatal accident after he passed out as tumour in his liver ruptured appeared first on The Online Citizen.

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Simon Lim: Ang baos could be pooled and distributed equally to workers

by Simon Lim

I refer to page A7 of today’s Straits Times, “Stern CPIB warnings for crematorium staff who got red packets“. This comment is purely my opinion.

Our zero-tolerance towards corruption is well known and has earned us a good reputation and respect internationally. It is a valuable asset and our CPIB is doing a good job and they deserve encouragement and praises, no less, however, I do hope that they can be more flexible when doing their jobs and couple it with a human touch. I want to clearly stress that flexibility is not compromising its stand on corruption. Let me explain.

To many families, the demise of a family member is an emotional and painful experience. I remember when a family member passed away, the strains, the pains and the emotional drains etc that it extorted on my family members and relatives were high. I believe that it is the same with many other families.

It is only natural human that at the end of a funeral, bereaved families wish to express their appreciation and gratitude to low-income crematorium workers for having done a satisfactory job and giving of angpows is one convenient way.

I want to clearly point out that for any crematorium staff to ask or hint or prompt for angpows is strictly unacceptable but to forbid those low-income crematorium workers from accepting angpows given voluntarily is also undesirable. They are, after all, working hard in an inauspicious job and providing a useful service. They have families to look after too.

I suggest that any angpows given voluntarily by members of the bereaved families be pooled and at the end of every month, crematorium workers share them equally. That way, the goodwill and gratitude of bereaved families are not denied, no laws are broken and low-income crematorium workers are more motivated to provide a higher level of service and empathy to bereaved families. It is a win-win-win suggestion.

I hope that our relevant authorities are not just made up of book-smart alecs but devoid of human feelings and a deeper understanding of life and things. Think.

This was first published on Simon Lim’s Facebook page and reproduced with permission.

The post Simon Lim: Ang baos could be pooled and distributed equally to workers appeared first on The Online Citizen.

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Indonesia, Malaysia probe Lion Air customer data leak

Authorities are probing a customer data leak at Lion Air, Indonesia’s communications ministry said Friday, in a breach that reportedly affected millions of the carrier’s customers.

Two of the airline’s subsidiaries, Malaysia-based Malindo Air and Thai Lion Air, acknowledged passenger data may have been stolen from remote servers operated by Amazon.

“Thai Lion Air has come to be aware that some personal data concerning our passengers hosted on a cloud-based environment may have been compromised,” it said in a statement.

Lion Air — Southeast Asia’s biggest airline by fleet size — said it was cooperating with an Indonesian-Malaysian investigation into the apparent hack, which also affected Lion units Batik Air and Wings Air.

The leak involved the names, birthdays, addresses, phone numbers and other details of up to 35 million customers, the Jakarta Post reported, citing a source.

Lion did not reveal how many customers were affected, but said their payment information was not stored on the affected servers.

Amazon Web Services, which operates servers that stored the breached data, declined to comment.

– AFP

The post Indonesia, Malaysia probe Lion Air customer data leak appeared first on The Online Citizen.

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